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Recent mortgage experience

meltdown01 · 2010-05-04 10:58:37

Anyone had recent experience getting a mortgage? We have been approved for a mortgage on a self build. We have fulfilled the conditions attached to the offer i.e life insurance etc. Now we are being drip fed additional requests i.e undated income certs and additional forms to be signed. It seems like a stalling technique.…

04-05-2010 10:58am

#1

meltdown01

Closed Accounts Posts: 24 ✭

Join Date: August 2009

Posts: 16

Anyone had recent experience getting a mortgage? We have been approved for a mortgage on a self build. We have fulfilled the conditions attached to the offer i.e life insurance etc. Now we are being drip fed additional requests i.e undated income certs and additional forms to be signed. It seems like a stalling technique. Has anyone else had this experience? This has been going on for months.

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Comments

#2 04-05-2010 2:20pm

JJ

Registered Users, Registered Users 2 Posts: 2,058 ✭✭✭

Join Date: July 2001

Posts: 1927

That's pretty standard that you keep getting asked to sign form after form. It's a rite of initiation of sorts. For us, it didn't go on for months though and we bought our house about a year ago.

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#3 04-05-2010 2:23pm

meltdown01

Closed Accounts Posts: 24 ✭

Join Date: August 2009

Posts: 16

JJ thanks for that - hope we are near the end then.

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