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Direct Debits?

defiant12 · 2010-04-07 17:35:22

Hi Guys, a little advise please. Due to illness and redundancy my wife has not worked in a couple of years and is no longer receiving any state benefits. We have to survive on my income alone. My current account has been overdrawn for the last couple of months and i have to sort it out. The problem is that over the years…

07-04-2010 5:35pm

#1

defiant12

Registered Users, Registered Users 2 Posts: 64 ✭✭

Join Date: January 2010

Posts: 46

Hi Guys, a little advise please.

Due to illness and redundancy my wife has not worked in a couple of years and is no longer receiving any state benefits. We have to survive on my income alone.

My current account has been overdrawn for the last couple of months and i have to sort it out. The problem is that over the years i've set all my payments up as direct debits.
My mortgage and utilities come first, i don't want to start missing payments on these. I have a personal loan with GE money and a car loan with TSB, both payed by DD. I would rather start missing payments on these than keep sending my account overdrawn.

My question is how can i change my payment method if i can at all?
Should i just cancel my overdraft altogether?

Cheers...

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