Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

House/Farm Insurance

  • 08-03-2010 11:05am
    #1
    makeorbrake
    Registered Users, Registered Users 2 Posts: 4,666 ✭✭✭


    Was just doing some ringing around for house/car insurance for my parents who are retired. They had public liability on their policy. Is this necessary? Do all farmers have this?
    Is it still necessary if the land is leased out to another farmer?

    Just want to double check as its making a big difference to the premium.


Comments

  • #2
    djmc
    Registered Users, Registered Users 2 Posts: 1,611 ✭✭✭djmc


    The main reason for public liability is for if your livestock breaks out on the road and causes a crash or damages someones property lawn etc.
    or if some muppet comes onto your land hurts themselves and trys to sue you cause the fell of your gate or something.


  • #3
    ravima
    Registered Users, Registered Users 2 Posts: 848 ✭✭✭ravima


    If they own the land, they should keep the PL.

    If a claim arises from the OWNERSHIP as opposed to the OCCUPANCY, they would need the cover.

    ie - if a tree fell on a car and others.


Advertisement