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QUINN DIRECT PROBLEMS

normanbond · 2010-02-25 11:49:46

I'm insured with Quinn Direct (fully comprehensive). I was recently involved in a road traffic accident where I skidded on ice causing me to crash into a wall. Gardai were called to the scene. There was no other car involved. There was over €5000 damage caused to my Toyota Avensis. Quinn Direct sent out their Assessor.…

25-02-2010 11:49am

#1

normanbond

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Join Date: January 2009

Posts: 252

I'm insured with Quinn Direct (fully comprehensive). I was recently involved in a road traffic accident where I skidded on ice causing me to crash into a wall. Gardai were called to the scene. There was no other car involved. There was over €5000 damage caused to my Toyota Avensis.
Quinn Direct sent out their Assessor. They then got onto me stating that the Assessor advised them that the tyre thread dept on my car was below the legal limit and that they weren't going to pay out on the claim.

Is there anything that I can do?

0

Comments

#2 25-02-2010 11:51am

Fizman

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normanbond wrote: »

I'm insured with Quinn Direct (fully comprehensive). I was recently involved in a road traffic accident where I skidded on ice causing me to crash into a wall. Gardai were called to the scene. There was no other car involved. There was over €5000 damage caused to my Toyota Avensis.
Quinn Direct sent out their Assessor. They then got onto me stating that the Assessor advised them that the tyre thread dept on my car was below the legal limit and that they weren't going to pay out on the claim.

Is there anything that I can do?

Well first off, have you measured the thread depth of all 4 tyres in the mean time yourself? Are they actually below legal requirements?

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#3 25-02-2010 11:52am

cadaliac

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:eek:
Doesn't sound right to me. Sorry, but I really don't know the ins and outs of the policy.

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#4 25-02-2010 11:53am

DJ_U4EA

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normanbond wrote: »

I'm insured with Quinn Direct (fully comprehensive). I was recently involved in a road traffic accident where I skidded on ice causing me to crash into a wall. Gardai were called to the scene. There was no other car involved. There was over €5000 damage caused to my Toyota Avensis.
Quinn Direct sent out their Assessor. They then got onto me stating that the Assessor advised them that the tyre thread dept on my car was below the legal limit and that they weren't going to pay out on the claim.

Is there anything that I can do?

Thread tyre depth shouldn't make a difference since the accident was caused by black ice???

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#5 25-02-2010 11:54am

[Deleted User]
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No doubt your policy states the vehicle must be roadworthy, the only way you can fight this is if there is 1.6mm across 75% of the tyre and a visible thread elsewhere. They are well within their rights to do this.

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#6 25-02-2010 11:55am

robtri

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iirc... it usually a requirement inserted into mist policies, to ensure that you car is kept in a road worthy condition.....

if its not road worthy then the insurers are not obligied to pay out.

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#7 25-02-2010 11:56am

maidhcII

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normanbond wrote: »

I'm insured with Quinn Direct (fully comprehensive). I was recently involved in a road traffic accident where I skidded on ice causing me to crash into a wall. Gardai were called to the scene. There was no other car involved. There was over €5000 damage caused to my Toyota Avensis.
Quinn Direct sent out their Assessor. They then got onto me stating that the Assessor advised them that the tyre thread dept on my car was below the legal limit and that they weren't going to pay out on the claim.

Is there anything that I can do?

What do your policy documents say on the matter?

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#8 25-02-2010 12:02pm

Gary ITR

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I know with my policy I was asked that in the event of an accident would I be able to produce an NCT cert. All you can do is check your policy documents

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#9 25-02-2010 4:31pm

Alanstrainor

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Seeing as there is duplicate thread with more posts than this one, i've closed it. Here's the other thread

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This discussion has been closed.