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Would i be granted a second loan?

  • 20-10-2009 12:44am
    #1
    dMaN24
    Registered Users, Registered Users 2 Posts: 513 ✭✭✭


    I'm finishing my first loan with Permanent TSB this month (was for 18 months)

    Now i'm thinking of getting myself a motorcycle, and i would be in need of yet a loan. Roughly the same amount as the previous one. (about 2k)

    Things that have changed since i got this loan:
    - I've got a visa-card which i'm paying back on atm
    (i guess i should sort that one out first)
    - I've had the occasional overdraft.

    + I've got a payraise
    + paid my loan on time everytime.

    What are my looks in this?

    Edit: Missed the "non financial advice" note. Sorry mods. :( Might delete this as you wish.


Comments

  • #2
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭Random


    A lot of people have multiple loans. Banks generally review on a case by case. No harm in applying IMO.


  • #3
    Toots
    Administrators, Business & Finance Moderators, Society & Culture Moderators Posts: 16,957 Admin ✭✭✭✭✭Toots


    Random wrote: »
    A lot of people have multiple loans. Banks generally review on a case by case. No harm in applying IMO.

    +1, also if you don't want submit an application yet, you could make an appointment in your local branch to see the loans official and discuss it with them, they could look over your account and offer their advice an opinion on what your best option is.


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