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Single , Homeowner , 3 day week

  • 13-09-2009 7:25pm
    #1
    Ivor_Schlong
    Closed Accounts Posts: 29 ✭


    hi all

    was working in a decent job for 8 years , bought a house , and now im on a 3 day week

    i know im not alone in this and lots in the same boat , but i was wondering am i entitled to anything towards my mortgage ??? since im the sole owner and reduced to a 3 day week and find it hard to make ends meet at this stage

    yes i could move out and rent the whole house , but with more houses than tennants available thats a no go , plus its my home

    yes i could advertise a room to rent , but as stated above its my home

    ive paid tax all my life and think there should be some sort of entitlement

    any ideas ???


Comments

  • #2
    GER12
    Closed Accounts Posts: 145 ✭✭GER12


    You can claim Jobseekers Benefit for the day's you are not working - if your working week was reduced and you have the required social insurance requirements. There is mortgage interest supplement for people who are unemployed - I dont know how this would affect you as you are employed on a three day week - but I'd contact citizen's information services to find out exactly what you are entitled to - also make an apt ASAP with the Monetary Advice Budgetary Service - they may be able to offer some good advice.


  • #3
    Ivor_Schlong
    Closed Accounts Posts: 29 ✭Ivor_Schlong


    GER12 wrote: »
    You can claim Jobseekers Benefit for the day's you are not working - if your working week was reduced and you have the required social insurance requirements. There is mortgage interest supplement for people who are unemployed - I dont know how this would affect you as you are employed on a three day week - but I'd contact citizen's information services to find out exactly what you are entitled to - also make an apt ASAP with the Monetary Advice Budgetary Service - they may be able to offer some good advice.


    hell no

    they fooked 2 of my friends around with stupid advise


  • #4
    Thoie
    Registered Users, Registered Users 2 Posts: 6,344 ✭✭✭Thoie


    Your local community welfare officer (in the Health Board) would be able to assess your case. The mortgage interest supplement works vaguely as follows:

    Say your mortgage is 1000 a month, of which 300 a month is interest. You might get an allowance towards the 300. It works a bit the way rent allowance does - you're expected to pay x euro a week towards it yourself - say €20 a week. So in that case they might award you €220 a month towards your mortgage, but they take all sorts of things into account.


  • #5
    B1977
    Registered Users, Registered Users 2 Posts: 410 ✭✭B1977


    talk to your bank aswell,they ll tell you how much interest you re paying

    http://www.welfare.ie/EN/Schemes/SupplementaryWelfareAllowance/Pages/MortgageInterstSupplement.aspx


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