Laptop insurance

Mynners

I want to insure my new Macbook Pro before college, does anyone know who you can do this with? I've heard banks do this, but i'm not sure.

Barrypr

You say the laptop is new so go to who ever you purchased it from for insurance, most places give you the option of not taking the insurance straight away and give you some time to think about it, heres an example from laptopsdirect

Link

Tim M-U

You can do what barrypr did or you can include it with your home insurance! the home insurance company(like hibernian) will proberly ask if you will be using it out of your home.

PCPhoto

why insure it ? its a laptop ..... you really want to pay money for something that you'll probably have close to you for most of the college year.

if you are getting insurance for it - make sure you look at terms and conditions carefully !!!

- some insurance companies include clauses which means you pay the first €300+ for next laptop, or there will be a clause which means that if its stolen you must have done everything to prevent it. (ie. Keep it locked away when not in use) ...just be careful and read Terms and Conditions.

Barrypr

I think the insurance is a good idea especially now that you are attending college but I would read through those terms in detail, PCworld Currys etc really try to push insurance on people I no this as I worked there many a moon ago.

Read those terms.

ironclaw

I'm in the same boat as Mynners. I amn't insuring it because I'm guillible or anything, it's because the laptop is worth in excess of €1200 to replace. Sadly I ain't got that cash just hanging around for a rainy day. I tried the home insurance but its only covered if its in the house.

So, what provider will cover a laptop anywhere to include accidental damage etc?

Mynners

I should really point out that it's actually my girlfriend who needs insurance. I've used my own macbook in college for over a year without insurance, but her parents are really paranoid since it cost over 1200 euro :P
thanks for the responses btw
I'm not sure but I think she managed to get it insured, ill let you know ironclaw

dearg lady

ironclaw wrote: »

I'm in the same boat as Mynners. I amn't insuring it because I'm guillible or anything, it's because the laptop is worth in excess of €1200 to replace. Sadly I ain't got that cash just hanging around for a rainy day. I tried the home insurance but its only covered if its in the house.

So, what provider will cover a laptop anywhere to include accidental damage etc?

A few insurance companies definitwly do it, but you have to pay extra, you pay an amount for each item you want to take outside, usually depends on value of item, we have bikes, cameras ipods, stuff like that on it. My mind has gone blank on what insurance company it is, but I'll check later. The excess on ours is fifty I think, so not too bad

Shops usually do offer insurance on electronics too.

ironclaw

dearg lady wrote: »

A few insurance companies definitwly do it, but you have to pay extra, you pay an amount for each item you want to take outside, usually depends on value of item, we have bikes, cameras ipods, stuff like that on it. My mind has gone blank on what insurance company it is, but I'll check later. The excess on ours is fifty I think, so not too bad

Shops usually do offer insurance on electronics too.

Thanks for the reply. I would sort of like to avoid asking to put it on the house insurance, as I'd say that would only cover theft. I want accidental damage etc if possible and I am prepared to pay for it. I rang a few companies and they drew a blank, some said they had stopped doing it. I can't go back to the shop as I bought it directly from Apple UK and the most they do is Apple Care (Hardware faults only)

morrissey87

I've had my Macbook Pro for about 16 months now and i've been looking to insure my Macbook Pro also, I was on apple.ie and there looking for €349 for 3 yr insurance and I think that's a bit steep!
Anybody ever insured there Macbook Pro with any other insurance company and how did you find them?

probe

Most of these insurance policies are bordering on scams - especially those sold in retail stores.

Read and understand the small print in the policy before paying for it. Chances are it will be paragraph after paragraph of exclusions. In the end it will only cover you if it is stolen while stored in a safe in the strong room of the Central Bank of Ireland. And only if you have your own 24h security guard on duty outside the door of the bank!

Look at it another way. If you had a few hundred million in the bank, would you go into the insurance business selling "honest" insurance cover to students for their notebook computers? Simple policies along the lines of "if your computer gets stolen, and you aren't trying to con us, we'll reimburse the cost of the computer to you". For an affordable premium (ie less than the cost of your pc).

Be careful and it will be obsolete before it is stolen. And back up your data very regularly.

bc dub

in today's world, has anyone got this and if so with who?

BaconZombie

Disclaimer, I only read the first post.

99.99999% of Insurance policies will only over a laptop if it's either securely secured/locked with a certified lock or in the locked boot of a car.

Zazza1

I am travelling to India/Dubai for work and want to insure my macbook air - any suggestions?

ironclaw

Zazza1 wrote: »

I am travelling to India/Dubai for work and want to insure my macbook air - any suggestions?

Short answer, you can't. Most travel insurance won't cover them, at least mine won't.

whellman1030

I contacted Chill to ask if they insure laptops bought in the UK, but they don't reply, so if it is like this to sell an insurance, I wonder how will it be when I'll make a claim!!!

Also tried to contact another company to ask if they insure wet acidental damage but they didn't reply.

Any advice for a company that insures against wet accidental damage and laptops bought in both Ireland or UK?

Thanks