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grant advance student loan

  • 27-08-2009 5:35am
    #1
    Verbal_Kint
    Closed Accounts Posts: 417 ✭✭


    Are the banks giving loans that can be paid back with the first grant cheque?

    Which is the best bank?

    I dont have an account in a building society, if I set up a new one will they really require me to have a history with them before giving me a loan?


Comments

  • #2
    MrStuffins
    Registered Users, Registered Users 2 Posts: 19,323 ✭✭✭✭MrStuffins


    Have you found out whether you can register late?


  • #3
    Verbal_Kint
    Closed Accounts Posts: 417 ✭✭Verbal_Kint


    seemingly the grant letter has been mailed to me. i did not contact the college yet about the reg fee until i see what the council has to say.


  • #4
    MrStuffins
    Registered Users, Registered Users 2 Posts: 19,323 ✭✭✭✭MrStuffins


    Verbal_Kint wrote: »
    seemingly the grant letter has been mailed to me. i did not contact the college yet about the reg fee until i see what the council has to say.

    Well my college allow you to register late. It's in late Sept but it think you can organise with them for Oct (last year due to me having studied abroad the previous year they didnt let me reg until almost Nov)

    Maybe yours is the same? It's an extra €50 for us


  • #5
    Verbal_Kint
    Closed Accounts Posts: 417 ✭✭Verbal_Kint


    the letter will be sent out next week now....

    still dont know what the news will be but woman i was talking to when i rang the council said it just needed someone to sign off on it.

    hopefully it will all work out.


  • #6
    Anna88
    Closed Accounts Posts: 168 ✭✭Anna88


    Im in the same boat so your not alone!!


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  • #7
    Verbal_Kint
    Closed Accounts Posts: 417 ✭✭Verbal_Kint


    im not going to feel better about jumping off a cliff if someone else does it too but thanks


  • #8
    A2B
    Closed Accounts Posts: 19 ✭A2B


    what if you got a grant for a specific course and you didn't like it and dropped out of college. can u still apply for a grant next year with a different course..


  • #9
    MrStuffins
    Registered Users, Registered Users 2 Posts: 19,323 ✭✭✭✭MrStuffins


    A2B wrote: »
    what if you got a grant for a specific course and you didn't like it and dropped out of college. can u still apply for a grant next year with a different course..

    No


  • #10
    A2B
    Closed Accounts Posts: 19 ✭A2B


    MrStuffins wrote: »
    No
    thanks.
    I was just wondering can I update any information If have already handed up the grant application ?


  • #11
    Verbal_Kint
    Closed Accounts Posts: 417 ✭✭Verbal_Kint


    FYI, the banks no longer do student grant advance loans and a student loan is about 6% interest. you pay off the interest during the college year and the original amount once you are finished. if you show them you are getting a grant they are pretty good for the loans. i heard somewhere, maybe the irish times that lending is down less than 5% from this time last year so its not as hard for small personal loans as people may think.

    got the grant anyways so good luck to everyone and enjoy college!


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