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Credit Card Abroad

  • 22-07-2009 3:22pm
    #1
    littletiger
    Registered Users, Registered Users 2 Posts: 256 ✭✭


    I have neard that putting money on my credit card and then using it as a debit card is the best was to get money abroad. Is this true or will i be hit with charges?


Comments

  • #2
    BuffyBot
    Registered Users, Registered Users 2 Posts: 24,924 ✭✭✭✭BuffyBot


    It varies from bank to bank and card to card. Also, should the card be stolen/ripped off and the money taken off it that you've put on it, you won't be able to claim that back generally.


  • #3
    spurious
    Moderators, Category Moderators, Education Moderators Posts: 27,316 CMod ✭✭✭✭spurious


    Whatever method you use, ring your card company before you go and let them know you're travelling. Avoids them thinking sudden spending sprees in wherever your going are fraudulent.


  • #4
    Gran Hermano
    Closed Accounts Posts: 9,330 ✭✭✭Gran Hermano


    I'd avoid pre-loading cash onto the card because as said above if it's stolen or used fraudulently and you've a credit balance you're not covered in most cases.

    Use online or telephone banking to transfer money from your current account whilst away if you're nearing your limit. I know with my bank
    I can set up payments/transfers between current account and credit card for future dates.


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