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Question about insurance

  • 26-06-2009 7:12pm
    #1
    geewhiz
    Closed Accounts Posts: 7 ✭


    Hi all,

    I'll get straight to the point:

    I inherited a fair bit there recently and bought a car; a 2008 VW Golf GTi (200bhp) - not the 30 Version.

    I must admit that I went a bit over the top with all this money flying around, but hey, you only live once.

    So, the car was delivered to my door and is sitting in my driveway now. I'm 23 with a fresh full UK license and have not been able to even get a quote for the car from any insurer that I have tried due to my age & having no NCD.

    FDB, Quinn, Axa, Hibernian, Allianz all refused to quote...

    I don't live in the UK anymore but I've been quoted 5200£/yr.

    Willing to pay that here in Ireland.

    Which company will insure me?

    Just to throw that in: I was of the firm belief that insurance companies are OBLIGED to quote a person even if the quotation itself amounts to a ridiculous amount? Maybe the law has changed since...

    Any answers are much appreciated.


Comments

  • #2
    Kartale
    Closed Accounts Posts: 167 ✭✭Kartale


    If you have been turned down 3 times for insurance there is a body that you can go to.
    Ombudsman maybe ? but i am unsure, try google for this body


  • #3
    Barr
    Registered Users, Registered Users 2 Posts: 7,023 ✭✭✭Barr


    Yeah this is true if you get turned 3 times you go to the Ombudsman with your letters of decliniture and he picks one and they are obliged to quote .


  • #4
    milltown
    Registered Users, Registered Users 2 Posts: 4,618 ✭✭✭milltown


    https://www.xsdirect.ie/pumpkin.php

    Might require you to swap your licence for an Irish one.


  • #5
    geewhiz
    Closed Accounts Posts: 7 ✭geewhiz


    milltown wrote: »
    https://www.xsdirect.ie/pumpkin.php

    Might require you to swap your licence for an Irish one.

    Wow, thank you! Exactly what I was looking for! Under 4k and I don't mind facing a higher excess. Can not thank you enough!! :D


  • #6
    ShadowHearth
    Registered Users, Registered Users 2 Posts: 22,929 ✭✭✭✭ShadowHearth


    gratz m8, i tryed them for skyline r32 gtst today, and was told to have 25 years before getting even qoute....

    enjoy it m8!


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  • #7
    meathstevie
    Registered Users, Registered Users 2 Posts: 4,777 ✭✭✭meathstevie


    milltown wrote: »
    https://www.xsdirect.ie/pumpkin.php

    Might require you to swap your licence for an Irish one.


    Not entirely true, any EU licence is as valid as an Irish licence. Face it if I was an insurance underwriter I'd rather see a lad coming with a UK licence who has had DVLA approved training than the same lad with an Irish licence who might or might not have had any sort of training and just about scraped the driving test. Same goes for nearly every other EU country.


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