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Insurance - Claim on Fully Comprehensive

  • 18-06-2009 1:39pm
    #1
    Jorus
    Closed Accounts Posts: 44 ✭


    Hi,

    A friend of mine had a crash (her fault) and has damaged her back. She needs to go for an xray and probably a few chiropractor or physio sessions afterwards - she called her insurance company to check if she could claim these on her insurance as it is a result of the crash.

    They told her that she cannot claim for any injuries to herself and she should have health insurance to cover herself.

    Is this right? I have fully comp on my own car and I always taught that if I was unlucky enough to be in a crash (and if it was my own fault) that my medical expenses etc would be covered by the insurance.

    Can somebody please let me know what the story is with this.

    Thanks a mill


Comments

  • #2
    Seth Brundle
    Moderators, Politics Moderators Posts: 41,235 Mod ✭✭✭✭Seth Brundle


    Unfortunately I don't have a copy of your friends policy documentation at hand.
    Maybe she could look in it and let us know whats there!


  • #3
    Anan1
    Registered Users, Registered Users 2 Posts: 22,815 ✭✭✭✭Anan1


    That's always been the way, the policyholder is indemnified against medical/property damage claims by third parties.


  • #4
    beer enigma
    Registered Users, Registered Users 2 Posts: 6,213 ✭✭✭beer enigma


    Anan1 wrote: »
    That's always been the way, the policyholder is indemnified against medical/property damage claims by third parties.

    This includes passengers in the policyholders vehicle, but not the driver of the policyholder vehicle


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