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crossed cheque problem???????

  • 15-06-2009 9:33pm
    #1
    kitkatman
    Registered Users, Registered Users 2 Posts: 21 ✭


    a friend of mine today received a crossed cheque payable to him from a service company. trouble is my friend has no bank or financial account and seems to be in trouble in cashing said cheque. i have a business and normally would be placed in the past to slip such cheques into my account without bother, but for the last year such crossed cheques are being returned. so what does my friend do, and he says he does not wish to open a bank account(i dont know why), but is there a solution?.

    i would imagine a number of foreign nationals get paid with crossed cheques and they too have no accounts, so how do they cash in?.


Comments

  • #2
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭Random


    Go back to who he got it off and ask them for another means of payment.


  • #3
    madmik
    Closed Accounts Posts: 423 ✭✭madmik


    theres some cheque cashing pllaces in the city but they will charge a % if they are sucessful in cashing it


  • #4
    dotsman
    Registered Users, Registered Users 2 Posts: 3,636 ✭✭✭dotsman


    If it's crossed with "Payee A/c only" or something similar, then it's either ask the sender to transfer the funds in another (more modern way) and tell your friend to open a bank account. No legitimate person can survive without one in the 21st century.


  • #5
    stepbar
    Closed Accounts Posts: 6,123 ✭✭✭stepbar


    kitkatman wrote: »
    a friend of mine today received a crossed cheque payable to him from a service company. trouble is my friend has no bank or financial account and seems to be in trouble in cashing said cheque. i have a business and normally would be placed in the past to slip such cheques into my account without bother, but for the last year such crossed cheques are being returned. so what does my friend do, and he says he does not wish to open a bank account(i dont know why), but is there a solution?.

    i would imagine a number of foreign nationals get paid with crossed cheques and they too have no accounts, so how do they cash in?.

    I'm being serious when I say this, your friend should get a bank account. IMO there's no logical reason to be without one considering the amount of transactions that are carried through same these days.

    You might say he has no passport or the like, then he needs to go to the garda station and get an ML 10 form. No proof of address? Register to vote! Once your name is on the register that is sufficent proof.

    If you make the effort it's not such a big deal TBH.


  • #6
    Toots
    Administrators, Business & Finance Moderators, Society & Culture Moderators Posts: 16,957 Admin ✭✭✭✭✭Toots


    stepbar wrote: »
    You might say he has no passport or the like, then he needs to go to the garda station and get an ML 10 form.

    It's a little known fact, but the ML10 form should only be accepted as a form of ID from Irish Nationals who do not have a passport or driving licence (so really there are very few cases where this would actually be needed). What it basically is, is the Garda is signing to say that they personally know that the person who's applying for the ML10 is who they say they are. Unfortunately, many Gardai and bank staff aren't aware of this.

    OP, I'm not making assumptions here, but where is your friend from and has he got the proper permit to work here?


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  • #7
    fasterkitten
    Registered Users, Registered Users 2 Posts: 136 ✭✭fasterkitten


    kitkatman wrote: »
    a friend of mine today received a crossed cheque payable to him from a service company. trouble is my friend has no bank or financial account and seems to be in trouble in cashing said cheque. i have a business and normally would be placed in the past to slip such cheques into my account without bother, but for the last year such crossed cheques are being returned. so what does my friend do, and he says he does not wish to open a bank account(i dont know why), but is there a solution?.

    i would imagine a number of foreign nationals get paid with crossed cheques and they too have no accounts, so how do they cash in?.

    Is your friend called Bertie?


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