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Everything just keeps going wrong and not for the want of trying?

  • 30-05-2009 4:28am
    #1
    -Unregistered-
    Closed Accounts Posts: 1 ✭


    Hi Folks,

    Looking for some advice and maybe inspiration.....

    Started out leaving school before doing leaving, got working straight away and made a good few quid through a lot of hard work, but what i was doing relied a lot on luck and due to a fallout with me and my boss i moved on, then started working in an estate agents, done ok at that also but got screwed over with the company i was working for owing me money so then started my own with a friend, i also got ****ed over there which caused the business to go bellyup, now im very wide, its not out of stupidity that i got ****ed over first company went bust, now i find myself 22 no job, no qualifications and approx 20k in debt and its really getting me down, i was always a positive person who strived to be an entrepenuer and now i feel like there is no point going on? I dont want to get up in the morning, i dont want to answer my phone as i dont wanna talk to anyone, its causing strains on my relationship too, there is no business out there i can see that is worth getting into, How do i get my confidence back? The reason i ended up in debt is because i invested my cash when i had it into something that is now worth nothing, i feel like its not worth going on, im getting more and more negative by the day and running things through my head all the time wondering what i should have done different and how to sort it out but its just not getting any better, everything i try to do just seems to go wrong, its like there is a curse on me, any ideas how to turn things around?

    Thanks


Comments

  • #2
    Kevster
    Closed Accounts Posts: 2,980 ✭✭✭Kevster


    Hi,

    I see that you made that post at around 5:30 this morning. WAs that because you were up early or because you just went to bed late? Regarding your problems, you have made one good move already: You have come here to talk about your problems. This is what you must continue to do: Talk. Go to the bank and discuss the debt; talk to your partner about the future; talk to your parents about the same; etc.

    Don't go it alone, EVER.

    Kevin


  • #3
    LegacyUser
    Registered Users, Registered Users 2 Posts: 166,012 ✭✭✭✭LegacyUser


    Hi OP...sorry to hear about your run of bad luck. I have to say i know where you're coming from. I went through a couple of years where Murphys Law was my middle name. I'd have to fight in practically everything I did and got myself in to huge debts because of stupid decisions. Everything suffered, work, personal life, you name it!

    I know from experience that if you let things build up, everything is going to explode in your mind and the problems become unconrtrollable in your own head. I decided to change careers, and went for a minimum paying job and worked my way up the company. I'm now one of the highest ranking in a large chain of stores in Ireland and thats in 5 years. I'm 29 and if I didn't take the chance then, God knows where I'd be today.

    There is one bit of advice that I will give you. When employers take on people, they (we) do not check for leaving cert results etc... from the CAO or any other source. It's not even important on a CV but if someone has to "expand" on their qualifications, then so be it. People can always go back and study for the LC and go to 3rd level. I should know, I never did my leaving cert and I'm doing fine. I'm just a tenacious li'l fcuker and will keep at something until I get it.

    Best of luck


  • #4
    Soul Stretcher
    Closed Accounts Posts: 153 ✭✭Soul Stretcher


    To be honest, all I can see from your post is achievement:

    You have balls, the ability to work hard, ambition and intelligence.... You have done an awful lot for a 22 yr old.... and you're in a relationship - I take my hat off to you...

    As previous poster said, do not worry about the education thing - you can always study in the future if you want - although you may not need to - you have a lot of good qualities that compensate for not having a Degree...

    Having a Degree is NOT the be and and end all.... I should know... I have 3 of them and I havn't done as much as you have and I'm 30 !!

    As regards your current situation you need to speak to an accountant or the Bank to work out a plan to get yourself out of debt. 20k is not really that much for a 22 yr old with decades of earning potential ahead of you.

    I would suggest also getting it off your chest with a close friend or a counsellor - because I've noticed problems always look smaller when you give them air and write them down...... as I said you need to make a plan- steps to turn your life around...

    I honestly believe in 10 yrs time you will be doing very well and will smile to yourself thinking of this little hiccup period of your life.

    Good Luck !!


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