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Online Insurance Sites

  • 14-05-2009 2:32am
    #1
    thebman
    Closed Accounts Posts: 10,012 ✭✭✭✭


    Hi guys,

    Just a suggestion to form a list of online insurance quoting sites might benefit this forum and could be stickied. I've been keeping an eye out lately for better offers and I'd find it useful so decided to start this thread.

    Also do you always get a better deal by ringing them in the end or can the online sites actually provide better value for money?

    Most people seem to say ring them but that seems to fly in the face of almost every other industry that is trying to encourage a migration to online purchases. Of course insurance wants to rip people off who won't shop around or ask for a cheaper quote but does it really pay them to do this over offering upfront prices?


Comments

  • #2
    L-M
    Registered Users, Registered Users 2 Posts: 23,694 ✭✭✭✭L-M


    I've never actually bought insurance online, I just use the sites for a quote on a guide price, and once I have that I ring the insurance company. I would say the most the price has differed by from site/phonecall was about €10, if any difference.


  • #3
    oldyouth
    Closed Accounts Posts: 4,754 ✭✭✭oldyouth


    There's nothing wrong with online insurance sites, as the majority are backed by major insurance companies. The only thing I would say is that you will be dealing with a call centre if you require assistance during the year for things like duplicate papers, substitutions, adding drivers etc. If there is only a couple of bob in it, I would always suggest a good insurance broker:)


  • #4
    antodeco
    Registered Users, Subscribers, Registered Users 2 Posts: 13,630 ✭✭✭✭antodeco


    Ive always bought my insurance online. Never had any issues (touch wood). Saves a bit of hassle, plus I can be posting in boards at the same time thanks to the usefulness of tabbed browsing :D


  • #5
    Anan1
    Registered Users, Registered Users 2 Posts: 22,815 ✭✭✭✭Anan1


    thebman wrote: »
    Also do you always get a better deal by ringing them in the end or can the online sites actually provide better value for money?

    Most people seem to say ring them but that seems to fly in the face of almost every other industry that is trying to encourage a migration to online purchases. Of course insurance wants to rip people off who won't shop around or ask for a cheaper quote but does it really pay them to do this over offering upfront prices?
    I always ring, you can't bargain with a computer.;)


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