canceling my in surance help

heavymetalrock · 27-04-2009 3:24pm #1

hi guys, im looking for find out about insurance, i don't drive my car that much any more ,with not working at the moment, and i was wondering about my insurance, if i cancel it for a few months,until im back working will i lost my no claims bonus? does any know much this?

Henry Ford III · 27-04-2009 3:36pm

Ask your insurer

Barr · 27-04-2009 3:41pm

Ur bonus stays alive for 2 years after cxl

wandiwar · 27-04-2009 3:46pm

if your not driving at the moment you can suspend your policy. if its suspended for over a month you'll get back a 75% pro rata refund for the time its suspended. The car will still be covered on a third party basis.

If you cancel you should be entitled to a refund but it depends on your insurer. best to check first. but the bonus will stay valid for 2 years after you cancel

EPM · 27-04-2009 3:48pm

NCB should be fine, the insurance company will give a refund on the remaining time. AFAIK they have to by law once you give notice. They may charge an admin fee or something alright

L-M · 27-04-2009 3:52pm

Who are you with?

heavymetalrock · 27-04-2009 5:32pm

Quinn-Direct,

L-M · 27-04-2009 5:34pm

heavymetalrock wrote: »

Quinn-Direct,

Aye if you cancel with them, they charge you €50 and refund you what your owed. So say you have six months of the year left, they half what you paid, take €50 of it and give that back to you.

heavymetalrock · 27-04-2009 5:41pm

is that for if u pay in full? cos i am paying monthly, and would they charge me much if i want to renew it? i have 6 months left with them.

Alanstrainor · 27-04-2009 5:51pm

heavymetalrock wrote: »

is that for if u pay in full? cos i am paying monthly, and would they charge me much if i want to renew it? i have 6 months left with them.

Just give them a call tomorrow and ask them, they'll answer all the questions you have with no ambiguity

canceling my in surance help

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