how broke is broke?

dontcallmecrazy

I was speaking with a friend last night and we were both complaining about steven and what an a*s he is and how broke we all are etc etc.

so when i was thinking of how im going to get to thursday with the 50 quid in my accont, she turned to me and said that if she has less than three grand in her account - that means brokesville for her....I was a bit taken aback.

so how broke do you have to be before your ''broke''

when I'm on pasta and ketchup for dinner

Gone Drinking

rarnes1 wrote: »

when I'm on pasta and ketchup for dinner

I'd eat that shizzle if i won the lotto

Being broke is relative... a person who doesn't drink or smoke, or spend money on anything other than food would probably think 100 quid is grand, but if i was on my last 100 quid, id consider myself smashed.

Hail 2 Da Chimp

The 3grand in the bank might be this girls life savings, so if she has to dip into that for her day to day expenses, I'd say she's broke too!

ntlbell

rarnes1 wrote: »

when I'm on pasta and ketchup for dinner

This is broke, if you can afford the pasta your living the high life

DrumSteve

broke for me would be being unable to afford a six pack of galahads from aldi.

starflake

I consider myself broke if I have to ask someone else for money to get me by til the end of the month.

Fizman

Who is stephen, and what did he do to upset ye?

/Hoping that 'stephen' isn't another slang term for menstrual cycle.

az2wp0sye65487

Me!

stevoman

Nelson Uninterested Spotlight wrote: »

Me!

no, ME!

BaZmO*

I'm Spartacus

petes

If I have money to go out at the weekend after all expenditure for the week then I am not broke.

Neverwhere

if i have a couple hundred in the bank i think im broke.

i agree with what someone said about your 3 grand friend. its probably her life savings.

i could live fine with a couple hundred in the bank, but im hoping not to clear it out and have money to save or to fall back on in case of emergency

Overheal

When I have to pawn stuff to buy food.

Adiboo

My bank account literally has €1.86 in it. And I just paid for kitchen paper in Dunnes with a pile of 10 cent coins.

That's broke.

ncmc

Adiboo wrote: »

My bank account literally has €1.86 in it. And I just paid for kitchen paper in Dunnes with a pile of 10 cent coins.

That's broke.

You're down to your last €1.86 and you spent it on kitchen paper? Prioritise!!!

Unless you are using it as toilet paper, in which case that's ok.:eek:

Att-tichoo

im broke when, my o/draft is maxed and i have no money until pay day..no money, no where to get money, no savings to dip into..NOTHING..literally no access to funds anywhere

i hate when people say they're broke..."well apart from my savings" if you have savings your not broke...you have no cash by choice but you have access to money if you were stuck!!

sunnyside

Fusion251 wrote: »

Broke is when you get paid and a day later you have no money left because of bills and you're into yer overdraft again...
..

Sounds familiar:(I used to have savings but I spent all of it on the house deposit over a year ago.

I don't have an overdraft any more so broke is when the cash I take out for the week is gone. In case of emergency it'll be the credit card as there are no savings.

narwog81

-when you consider the -1800 balance on your overdraft as your "zero" balance each month.

-when you are over-over drawn and the bank penalise you with charges making you sink further into debt

-when you know what shops in town will allow you to use your laser card with out the "chip and pin", thus allowing you to further over-over draw

-when you call over to friends houses just on the off chance they might have some food left over from dinner

-when you raid your change jar just for enough cash to get you to the end of the month

-when you borrow money off your little sister who's sole income is from babysitting.


-oh the joys of being paid monthly, nearly 5 years now and i still cant get the hang of it:p

sceptre

Fizman wrote: »

Who is stephen, and what did he do to upset ye?

/Hoping that 'stephen' isn't another slang term for menstrual cycle.

"Stephen" is the new name for what used to be the r-word.

Adiboo

ncmc wrote: »

You're down to your last €1.86 and you spent it on kitchen paper? Prioritise!!!

Unless you are using it as toilet paper, in which case that's ok.:eek:

Oh, no no. My bank account is still intact! I just lurked around the house for any spare change I could find :cool:

banshee_bones

Broke for me was being over 10K in debt, all over drafts and credit cards maxed out,owing a couple of mates money living off the good will of my mates, having no job and sleeping on a friends couch while waiting for my dole application to go through. Dark Times. I now have a job,a place to live and now debt free with savings. The savings will be spent on a masters though so this time next year il probably be back to being seriously broke again, hopefully minus any debt.

PCPhoto

Att-tichoo wrote: »

im broke when, my o/draft is maxed and i have no money until pay day..no money, no where to get money, no savings to dip into..NOTHING..literally no access to funds anywhere

i hate when people say they're broke..."well apart from my savings" if you have savings your not broke...you have no cash by choice but you have access to money if you were stuck!!

I hear ya !!!

O/D around the 2K mark, CCards 7K and 8K, loans 1.5K and 14K - not to mention bills and rent.... searching for work on a daily basis and selling stuff to try make minimum payments/survive....but I think I have it under control, cant last forever !! :):) just keep smiling :):) and accept what life throws at you.

At least I dont own a house thats gone into negative equity.

I know my parents have told me they can try to help if I need it but for the time being I'll attempt to deal with it myself. (ps. Check out my ads on adverts if anyone wants to help me out ) ... I wouldnt consider myself broke (yet) as I have loads to sell.

Amy33

When the only thing you have eaten all day is the free samples that they give out in supermarkets. That was me when I was in Australia 9 years ago and had run out of money.

phantom_lord

do that many people really live hand to mouth? i really can't imagine getting myself in a situation where i had 50 yoyos in my bank a/c to get me through to next weeks pay cheque or w/e

PCPhoto

Phantom......its a combination of bad pay ...or bad money management (in my case bad money management).

banshee_bones

PCPhoto wrote: »

I hear ya !!!

O/D around the 2K mark, CCards 7K and 8K, loans 1.5K and 14K - not to mention bills and rent.... searching for work on a daily basis and selling stuff to try make minimum payments/survive....but I think I have it under control, cant last forever !! :):) just keep smiling :):) and accept what life throws at you.

At least I dont own a house thats gone into negative equity.

I know my parents have told me they can try to help if I need it but for the time being I'll attempt to deal with it myself. (ps. Check out my ads on adverts if anyone wants to help me out ) ... I wouldnt consider myself broke (yet) as I have loads to sell.

maybe you should consolidate your loans so at least you would only have one lower rerpayment monthly to make and you could concentrate on that? cut up the cards,close the accounts. Have a chat with your bank manager or loan advisor, believe me they are there to help you!

Eric Cartman

broke is not eating for 4 days, being in a good job and putting every 10/20 cent you find into a jar until you can put 4-5 euro of diesel in your car to get to work the next day because your owed 2 grand by three absoloute prícks who are eating food and living comfortably and claiming they cant pay you , while your hungry, and incurring intrest on the 300 euro over your overdraft you are and having the esb/bord gais sending 'failure to pay' notices to your gaf.

i cant wait till may 1st when its over and as soon as i can afford a tank of diesel im visiting two of those pricks, the third is my housemate who has dissapeared off the face of the earth for the last 6 days, but ill deal with him later

TheZohanS

When you see a picture of yourself on the Trocaire box.



That's broke.

PCPhoto

banshee_bones wrote: »

maybe you should consolidate your loans so at least you would only have one lower rerpayment monthly to make and you could concentrate on that? cut up the cards,close the accounts. Have a chat with your bank manager or loan advisor, believe me they are there to help you!

cards are in the process of being cleared (swapping for interest free periods to different banks)

I dont consider myself to be in trouble (just yet) .... have a fair amount of stuff to sell in order to make payments/clear debts.
:):) Keep smiling :):)

jester77

Broke is when you start looking for empty beer bottles around the house so that you can use the deposit to get your next beer.

Beruthiel

sceptre wrote: »

"Stephen" is the new name for what used to be the r-word.

When did that happen?
Jeez, I can't keep up.

dr.bollocko

Eric Cartman wrote: »

broke is not eating for 4 days, being in a good job and putting every 10/20 cent you find into a jar until you can put 4-5 euro of diesel in your car to get to work the next day because your owed 2 grand by three absoloute prícks who are eating food and living comfortably and claiming they cant pay you , while your hungry, and incurring intrest on the 300 euro over your overdraft you are and having the esb/bord gais sending 'failure to pay' notices to your gaf.

i cant wait till may 1st when its over and as soon as i can afford a tank of diesel im visiting two of those pricks, the third is my housemate who has dissapeared off the face of the earth for the last 6 days, but ill deal with him later

Dude that's not broke. Thats just needing a credit card.

dr.bollocko

Beruthiel wrote: »

When did that happen?
Jeez, I can't keep up.

You kinda had to be there. People were talking too much about the recession.
It started out "The recession sucks."
"you suck"
"threads about the recession suck."
Now Stephen just sucks and everyone's happy.
So a rose by any other name would probably not smell as sweet is the bulletpoint of this particular lesson.

PCPhoto

Eric Cartman wrote: »

broke is not eating for 4 days, being in a good job and putting every 10/20 cent you find into a jar until you can put 4-5 euro of diesel in your car to get to work the next day because your owed 2 grand by three absoloute prícks who are eating food and living comfortably and claiming they cant pay you , while your hungry, and incurring intrest on the 300 euro over your overdraft you are and having the esb/bord gais sending 'failure to pay' notices to your gaf.

i cant wait till may 1st when its over and as soon as i can afford a tank of diesel im visiting two of those pricks, the third is my housemate who has dissapeared off the face of the earth for the last 6 days, but ill deal with him later

cant you phone the guys and tell them you need the money ? I think the flatmate may be avoiding you and you'll come home someday and he'll have cleared out.

AckwelFoley

Being broke is relative.



A celtic tiger middleclass snob thats just lost everything will look at €204 as being broke

A homeless dude that has just discovered a freshly disposed of nappy with a nice warm meal in it will think hes hit the lotto.

PCPhoto

snyper wrote: »

Being broke is relative.



A celtic tiger middleclass snob thats just lost everything will look at €204 as being broke

A homeless dude that has just discovered a freshly disposed of nappy with a nice warm meal in it will think hes hit the lotto.

eeeewww .... durty nappy !!!

seriously could you have found a better example - like a mouldy piece of food in a bin....or an apple core.

PCPhoto

snyper wrote: »

Being broke is relative.



A celtic tiger middleclass snob thats just lost everything will look at €204 as being broke

A homeless dude that has just discovered a freshly disposed of nappy with a nice warm meal in it will think hes hit the lotto.

why does the middleclass person have to be a "Snob"

phantom_lord

don't mind him, he's just a working class type with an inferiority complex!

irisheddie

being broke is when u fight that homless bloke for that nappy....

waraf

When you've been on the dole since January getting 204.30 per week and your mortgage is 172 euro per week.

Eric Cartman

PCPhoto wrote: »

cant you phone the guys and tell them you need the money ? I think the flatmate may be avoiding you and you'll come home someday and he'll have cleared out.

youd be surprised how 'busy' they are whenever they find out its someone they owe money to on the phone, and yeah thats what im thinking may happen, i go home every day and look just incase stuffs missing

Fizman

This is pretty broke....

http://www.rugbylebanon.com/images/cool/Rugby%20bone%20Breaker.jpg

Alter-Ego

Eric Cartman wrote: »

youd be surprised how 'busy' they are whenever they find out its someone they owe money to on the phone, and yeah thats what im thinking may happen, i go home every day and look just incase stuffs missing

Can you not just pawn his stuff? Or at least keep it "safe" as collateral?

galwayrush

One of my clients went bust and did me out of 12K but his company closed owing 21 Million:eek:, now that's seriously broke.:rolleyes:

friendface

Being broke isn't bad. Right now I'd be happy to be broke. I'm just crippled with debt. Bank overdraft and credit card bill that I'll be lucky to be ably to pay off in the next 2 years :rolleyes:

I'm just waiting for the call from this new National Asset Management Agency to sort me out :pac:

Gummy Panda

Eric Cartman wrote: »

youd be surprised how 'busy' they are whenever they find out its someone they owe money to on the phone, and yeah thats what im thinking may happen, i go home every day and look just incase stuffs missing

Seriously man, you need to get 1 x snooker ball and 1 x sock.

Then show them who's the daddy!!

NSFW example :pac:

regob

how broke is broke is when you quite literally have no money to spare

xOxSinéadxOx

when I have less than a tenner in my bank account, which would be right now, I have about a euro in there. and about a euro in my purse. broke!

irlirishkev

If it's more than a week till payday, and I don't have enough money for a few pints on either Friday or Saturday night, then I consider myself broke.

Doesn't happen though. I'm lucky enough to still have a job in these times, and I'm very good at budgeting.

regob

xOxSinéadxOx wrote: »

when I have less than a tenner in my bank account, which would be right now, I have about a euro in there. and about a euro in my purse. broke!

that is broke