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Home Insurance: Any tips people?

  • 17-04-2009 3:10pm
    #1
    Sneachta
    Registered Users, Registered Users 2 Posts: 497 ✭✭


    Need to renew home insurance. anyone got any good deals lately?


Comments

  • #2
    Scrunch
    Registered Users, Registered Users 2 Posts: 38 ✭Scrunch


    I found Jardine Lloyd Thompson to be the cheapest for mine, less than half what I was paying for same cover.
    www.jlt.ie

    Also, check you are not over covered. Building costs are now a lot less than they were.


  • #3
    Gadgetman496
    Registered Users, Registered Users 2 Posts: 8,423 ✭✭✭Gadgetman496


    Remember too, that your site is yours. Even in the event of the worst possible scenario, the site will still be there once cleared. So, deduct the value of your site from the overall value you wish to cover yourself for.

    -

    "Everybody is a genius. But if you judge a fish by its ability to climb a tree, it will live its whole life believing that it is stupid."



  • #4
    _Whimsical_
    Registered Users, Registered Users 2 Posts: 7,971 ✭✭✭_Whimsical_


    I found www.123.ie to be the cheapest for my insurance.


  • #5
    dinneenp
    Registered Users, Registered Users 2 Posts: 8,191 ✭✭✭dinneenp


    +1 for 123


  • #6
    fdevine
    Registered Users, Registered Users 2 Posts: 2,951 ✭✭✭fdevine


    123.ie are brokers, but +1 from me also.

    Saved quite a bit with them. paying c. €40 pm (x10 months), including all risks and accidental damage.

    Cheaper if you're paying the full premium as opposed to financing which is done through Close Premium Finance


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  • #7
    branners69
    Registered Users, Registered Users 2 Posts: 2,713 ✭✭✭branners69


    I was looking and found FBD to be the cheapest.


  • #8
    bogman
    Registered Users, Registered Users 2 Posts: 1,328 ✭✭✭bogman


    Been with Jardine Lloyd Thompson JLT for years, so was my sister



    We both left them this year..................... AA was cheaper
    Still insuring my car with them


  • #9
    dlambirl
    Registered Users, Registered Users 2 Posts: 2,062 ✭✭✭dlambirl


    I've been looking about Home Insurance this couple of months, the funds just dont allow me to take out any just at the present moment in time though :( I started looking in January and the prices had shot up when i looked again in March and again 2 weeks ago although I'm after doing a quick quote with FBD and it doesnt seem too bad.

    Anyone had any experience with Allianz?? My quote with them was great value but wondering if you had a claim would it be hard to get the money through?? I know you wouldnt have any bother with FBD


  • #10
    viztopia
    Closed Accounts Posts: 770 ✭✭✭viztopia


    BOI were doing a promotion whereby they would match a quote from anyone else. I got a quote from 111.123.ie printed it off and went into BOI and they knocked €20 off!! that was about two months ago so i dont know if they are still doing it.


  • #11
    gaz wac
    Registered Users, Registered Users 2 Posts: 1,333 ✭✭✭gaz wac


    Thanks Viz

    Rang all the companies above..and more, and BOI beat them all !! also you can spread the payment over 12 months for no extra charge. Also their excess is the cheapest on the market ( 100, most is 150 or 200). For anyone else..the deal is off but chance your arm ..thas what I did :D


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  • #12
    Sneachta
    Registered Users, Registered Users 2 Posts: 497 ✭✭Sneachta


    Hey guys,
    Thanks a million for all the replies. Have started getting quotes off all the above. Will let you know...


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