Do you consider yourself to have a good standard of living?

Chocoholic84

The "What would you consider a big wage?" thread got me thinking.

There are people there that are on ridiculous amounts (as in BIG) and still whining that they don't have enough left!

I reckon I have a fairly good standard of living.

I earn an average wage, but am in no debt whatsoever, always pay my bills/rent on time, and still have money to go out to dinner/cinema/theatre/pub whatever at the weekends.

Oh and I have enough to feed myself also.

How about you?

Smart Bug

No, give me more money.

petethebrick

Not at the moment - I only have about 400-500 euro a month to live on after I've paid student loan, rent and bills
Still manage to have an ok social life but never have any extra cash for shopping, holidays etc
Could be worse and it's just for a year or so more

Chocoholic84

petethebrick wrote: »

Not at the moment - I only have about 400-500 euro a month to live on after I've paid student loan, rent and bills

400-500 a month and you're a student?! That's really good....how can you NOT live on that?! I just have a bit over that after bills and stuff...

I like to think so yeah, I'm still living at home so no big bills to pay, I save monthly in my credit union and after that and some small bills (internet + my ''rent'') I have plenty left for the month. And I have a holiday booked for June so I like to think I'm doing quite well considering the economic times

InReality

Yes I do

Would like to make an extra 20 or 30k (max) and have a house.

But more than that isn't needed i think.

anniehoo

Yeh i actually was talking about this the other day. Like alot of people i have a mortgage and a truck load of bills to pay but still manage to socialise 3+ times a month and save a bit in the credit union. I have my own apartment and car with a permanent relatively secure job so i honestly cant complain to much and thank my lucky stars alot for what ive got. Seeing those poor people in the queue for food on the thread earlier today put alot in perspective.;)

petethebrick

Chocoholic84 wrote: »

400-500 a month and you're a student?! That's really good....how can you NOT live on that?! I just have a bit over that after bills and stuff...

No I'm not a student - I'm paying a loan off from when I was. I work full time.

ibarelycare

I do but just because I still live at home! Only pay a few quid rent a week and only bill is phone bill. My credit card is constantly maxed out but I pay the minimum off every month and have recently made the mature decision to give full control of my credit card to my mother so I am now paying it off without maxing it out again! Have a good car, about 7k of it on finance. Have a few quid going into the credit union every week, which will probably be all taken out again later in the year for a holiday! Should probably put more in but my priorities are skewed...more savings = less fun Go out every weekend, eat out regularly, go away on weekends down the country every couple of months. I don't earn a huge amount and am always broke by the time payday comes around but hey, I'm enjoying myself!

Vain

Ya im fairly lucky im a apprentice carpenter but don't have any work. :mad: But im living at home with a wide screen tv and couch im my room have my own car but have a loan on it. But my standard of living is good.

mumhaabu

I consider myself to have very good standard of living with my own home (No Mortgage) and have a 09 car (no loan needed) I take three to four holidays a year with two long haul and two euro trips. I am the guy who buys the drinks first and often gets the takeaways after. I have a very good income and regulary splash out up to One Thousand Euro on clothes I may not even wear and pay Sky Tv nearly one hundred a month for 20mins viewing in the month.

I am pretty happy and am single so money is not the end all and be all of life, I have had more one night stands than relationships and quite often get used due to my frivilous attitude to my personal wealth.

I have a good standard of living yes but I feel guilty because of it, my car is worth more than most peoples personal saving. I made over 50 workers redundent in 2008 and moved shop to EE at enourmous personal gain to myself. I am not worried for myself but I am for others and what we have seen so far is nothing that will come as this recession will absolutly cripple Ireland so long as we have the same bungling idiots in charge. Think the US TV series "Jericho" but without the nukes.

TestTransmission

mumhaabu wrote: »

I consider myself to have very good standard of living with my own home (No Mortgage) and have a 09 car (no loan needed) I take three to four holidays a year with two long haul and two euro trips. I am the guy who buys the drinks first and often gets the takeaways after. I have a very good income and regulary splash out up to One Thousand Euro on clothes I may not even wear and pay Sky Tv nearly one hundred a month for 20mins viewing in the month.

I am pretty happy and am single so money is not the end all and be all of life, I have had more one night stands than relationships and quite often get used due to my frivilous attitude to my personal wealth.

I have a good standard of living yes but I feel guilty because of it, my car is worth more than most peoples personal saving. I made over 50 workers redundent in 2008 and moved shop to EE at enourmous personal gain to myself. I am not worried for myself but I am for others and what we have seen so far is nothing that will come as this recession will absolutly cripple Ireland so long as we have the same bungling idiots in charge. Think the US TV series "Jericho" but without the nukes.

And then you woke up

Terry

No mortgage, very few bills (in credit with a couple of them), no loans.
Work is thin on the ground, but I make enough to survive and put food in my belly.

Very few luxury items and little in the way of a social life, but it is what it is and I'm comfortable.

Wurly

I have enough. I don't manage to save an awful lot, even though I really try. I can feed myself, keep clothes on my back and a roof over my head.

However, im sure the f*cking arse will fall out of this by the time April 7th rolls around... I can't really afford to pay much more tax tbh..

But hey - what can ya do. At least I have a job, I suppose.

m5ex9oqjawdg2i

mumhaabu wrote: »

I consider myself to have very good standard of living with my own home (No Mortgage) and have a 09 car (no loan needed) I take three to four holidays a year with two long haul and two euro trips. I am the guy who buys the drinks first and often gets the takeaways after. I have a very good income and regulary splash out up to One Thousand Euro on clothes I may not even wear and pay Sky Tv nearly one hundred a month for 20mins viewing in the month.

I am pretty happy and am single so money is not the end all and be all of life, I have had more one night stands than relationships and quite often get used due to my frivilous attitude to my personal wealth.

I have a good standard of living yes but I feel guilty because of it, my car is worth more than most peoples personal saving. I made over 50 workers redundent in 2008 and moved shop to EE at enourmous personal gain to myself. I am not worried for myself but I am for others and what we have seen so far is nothing that will come as this recession will absolutly cripple Ireland so long as we have the same bungling idiots in charge. Think the US TV series "Jericho" but without the nukes.

Fair play to ya. Wouldn't begrudge someones wealth...

I have little or no social life, which I am content with, I have some loans which I am able to pay, I have bills which I am able to pay, Haven't bought clothes in 6 months or more, have been away about 4 times in the past 12 months. Will be away twice more in the next 4 months, none of which was at my expence. Going to the same place, but it's a holiday

I can afford to splash out on nice food and a bottle of wine now and again. I don't have any gym membership (which I normally have) don't have a big TV or anything like that. I don't mind any of this because I know it's not going to be forever. I invested in my education and have always had a job (apart from the past 12 months or more). My time will come soon and I will then be able to afford what I want. I don't expect to have a huge income but enough for me to eat out ever so often, have a nice car, have a much better social life and be able to save for a house.

I am not too worried about my financial situation as I am able to look after myself. If I am in dire need, my parents are always willing to lend a hand.

With the little I have now, I know I have a lot more than most people so I am very greatful for that. There are people fighting to survive every single day, I feel sorry for them people.

SV

No bills. Good wage in a relatively secure job. Have all the luxuries i could possibly want. And i just recently won 19thousand. Also come June/july 2010 i'm off to vietnam for a year.
Do i have a good standard of living? I think it's safe to say i do.

Vinta81

yes.

Zynks

Three kids/two creche bills, one big mortgage, one car loan, clear CC every month. hardly drink, don't smoke. Social life: a few friends in every once in a while and visits to friends.
Usually tight at the end of the month, but it is manageable. Just got Sky HD to "up" my living standards a bit :rolleyes:
Could do with a few extra bob, but it is likely to go the other way, courtesy of the brown cow.

elyod

Anybody who say's they do not have a good standard of living, while using a computer and internet connection to do so, need a bit of a reality check.

Highsider

I'm loaded

























with debt :pac:

m5ex9oqjawdg2i

elyod wrote: »

Anybody who say's they do not have a good standard of living, while using a computer and internet connection to do so, need a bit of a reality check.

You're logic would have one believe that owning a PC and having access to the internet = good standard of living? There's more to it than that...

Blush_01

elyod wrote: »

Anybody who say's they do not have a good standard of living, while using a computer and internet connection to do so, need a bit of a reality check.

That's rubbish! You could have an internet connection and a computer, but not have enough money for the bills coming in the door and be unable to put bread on the table. Debts are easy to accumulate, and outward apperances can be unusually deceptive.

As far as I'm concerned, I have an ok to good standard of living. I don't do holidays, never really have, so I don't miss what I can't afford. I have enough for my rent, my student loan, my car loan, the bills and groceries, and the credit card is cleared off every month. Instead of saving I'm clearing the loans off as quickly as I can. Any savings I make aren't savings as such, just provisions for projected expenses. I don't really drink but I socialise with friends regularly. I don't eat out often, rarely get take-aways, don't really go to the cinema very often. Books are one of my vices, but e-bay makes that affordable.

I'm happy enough plodding along as is - until next week.

Zynks

elyod wrote: »

Anybody who say's they do not have a good standard of living, while using a computer and internet connection to do so, need a bit of a reality check.

Do you hear in the background something like "Elyod, darling, your food is on the table!"

Aidric

I had to let my pillow fluffer go last week but apart from that I'm comfortable.

Ponster

Blush_01 wrote: »

That's rubbish! You could have an internet connection and a computer, but not have enough money for the bills coming in the door and be unable to put bread on the table.

You would go hungry before cutting off your Internet to pay for food?

Ruu_Old

Job is safe, wife is in a management job. Have a house so pay mortgage and household bills. Plenty of savings and we can get whatever we want most of the time. All is quite good but it wasn't easy to start out with a little over 4 years ago, hard work so I reckon we deserve what we have right now.

Briandamage

Christ I dunno... normal people... so very strange. I have never earned more than 480 a week and on average it'd be less (I'm 28, worked bars, offices, retail, festivals and more). No car, renting a house, no TV, blah blah blah but I have a f*cking great time anyway (probably the main reason I have no money!). Currently unemployed (only for another few weeks), have had times where I've literally had no money for food and even nowhere to live. But I've had a ball. And will continue to... F*ck money, stay positive, stay happy and here's to the good times...

Valentina Proud Zeal

Valentina Proud Zeal wrote: »

You're logic would have one believe that owning a PC and having access to the internet = good standard of living? There's more to it than that...

+1

The economic crisis is taking its toll on Japan with rising levels of homelessness. But some Japanese have found a most unusual new home.
An hour outside the capital, Tokyo, an internet cafe is no longer just a place to hang out. It has small private rooms that can be rented out for around £10 a night.
Residents can order food and even take a shower. If they stay for more than a month, they can even register the café as their address for job hunting and so that they can receive government funds. The BBC's Matt Frei went to visit.

http://news.bbc.co.uk/2/hi/business/7953609.stm

24/7 internet access and fuck all else!

Briandamage

I actually posted the above in the wrong forum. But I suppose it makes sense here too. I'm living on 160 a week, 90 after rent but I'm pretty happy, although struggling. I don't have a family to support so it's fine. I can't wait to start work again though.

Blush_01

Ponster wrote: »

You would go hungry before cutting off your Internet to pay for food?

I have a contract. Whether I use it or not I have to pay for it. If I'm paying for it, I might as well use it. Simples!

I'm also pretty sure they didn't single me out where the minimum contract is concerned.

rainbow kirby

Broke, but no debt. I'm living at home while I finish my degree. I'm sick of having so little to live on.