public liability question

ldee · 05-03-2009 4:50pm #1

Hi,
my band are rehearsing in a school hall but have been told that we need public liability cover.
Anyone got this cover or know what the story is with getting it - usual cost etc?

we've got a full pa, amps etc.

thanks

Savman · 05-03-2009 4:54pm

Sounds like someone just being a bollix. Costs a few hundred quid, you can get it anywhere but I wouldn't bother tbh.

Rehearsal rooms in TBMC for €70ish a pop, no red tape.

fitz · 05-03-2009 5:04pm

Mods might want to move this to the Bands & Musicians forum...more likely to get the attention who's been in a similar position over there....

Soundman · 06-03-2009 5:30am

Surely if you are rehearsing, then the general public or schoolkids won't be around?

If so then you shuoldn't need that sort of insurance, if you have the permission from the school to use the place then you should be covered under their insurance.

Who was it that told you you needed it?

studiorat · 07-03-2009 1:34am

PL cover is usually paid by the building. It covers members of the public clients etc. About twelve hundred a year. You should be able to get it cheaper if you are using the hall only one day a week.

I would think that the public libality cover the school already has would cover you but there could be some clause that it's not covered outside of school hours or if a member of staff isn't present.

Soundman · 07-03-2009 7:57pm

Think you may have hit the nail on the head there with that last sentence studiorat.

PaulBrewer · 07-03-2009 8:54pm

ldee wrote: »

Hi,
my band are rehearsing in a school hall but have been told that we need public liability cover.
Anyone got this cover or know what the story is with getting it - usual cost etc?

we've got a full pa, amps etc.

thanks

One would think that being a school hall public liability insurance is already in place.

public liability question

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