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Changing Mortgage

  • 31-01-2009 2:45pm
    #1
    bobbyjoe
    Closed Accounts Posts: 798 ✭✭✭


    Got what was a good deal at the time for a fixed 2 year mortgage. Now things have changed and want to see if I can change it for a better one. Called up and was told the penalty for changing (was massive 13g). Is there a way around this?


Comments

  • #2
    godtabh
    Moderators, Science, Health & Environment Moderators Posts: 23,243 Mod ✭✭✭✭godtabh


    bobbyjoe wrote: »
    Got what was a good deal at the time for a fixed 2 year mortgage. Now things have changed and want to see if I can change it for a better one. Called up and was told the penalty for changing (was massive 13g). Is there a way around this?

    It was fixed for a reason. It was a gamble many people took. If the interest rates got massive would you be looking to change then?

    I'm in the same boat. I'm happy to wait till my 2 year runs out and as soon as it does I'll be shopping around for something better


  • #3
    celt262
    Registered Users, Registered Users 2 Posts: 3,635 ✭✭✭celt262


    bobbyjoe wrote: »
    Got what was a good deal at the time for a fixed 2 year mortgage. Now things have changed and want to see if I can change it for a better one. Called up and was told the penalty for changing (was massive 13g). Is there a way around this?

    Im in the same boat was going to ring them up to see if there was a way to change but dont think i will bother now.


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