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Bikes and house insurance

  • 21-01-2009 1:12pm
    #1
    penexpers
    Closed Accounts Posts: 4,038 ✭✭✭


    I'm looking at changing my home insurance so I've started to get a few quotes (including bike cover outside of home). I have put a few of the quotes I got up on the wiki

    http://wiki.boards.ie/wiki/Insurance#Theft_Insurance

    Worst of the bunch seems to be Quinn, best so far seems to be FBD.


Comments

  • #2
    Vélo
    Registered Users, Registered Users 2 Posts: 1,920 ✭✭✭Vélo


    Did you find out the excess for each claim and is there cover for accidental damage to the bikes. The excess can vary from policy to policy and FBD may have quoted with a higher excess


  • #3
    penexpers
    Closed Accounts Posts: 4,038 ✭✭✭penexpers


    Aquinas73 wrote: »
    Did you find out the excess for each claim and is there cover for accidental damage to the bikes. The excess can vary from policy to policy and FBD may have quoted with a higher excess

    The excess is a decent question actually. I think for 123.ie and Allianz it was 125 euro, not sure about the rest.

    I didn't compare rates for accidental damage.


  • #4
    Vélo
    Registered Users, Registered Users 2 Posts: 1,920 ✭✭✭Vélo


    penexpers wrote: »
    The excess is a decent question actually. I think for 123.ie and Allianz it was 125 euro, not sure about the rest.

    I didn't compare rates for accidental damage.

    Different parts of the country could make a difference also because of high crime in certain parts. Was your quote based on Dublin rates?


  • #5
    bcmf
    Closed Accounts Posts: 6,679 ✭✭✭bcmf


    My house insurance is with Quinn Direct.All bikes are automatically covered up to €300 unless specified with an excess of €125.
    My 2 sons bikes were swioed fronm outside my house 2 sats ago.On Mon morn I rang Quinn with the claim.On Tues I get a call from Claims dept.Short discussion.claim form e-mailed to me.Posted back Wed.Tues (yest) I reiceved the cheque.


  • #6
    penexpers
    Closed Accounts Posts: 4,038 ✭✭✭penexpers


    bcmf wrote: »
    My house insurance is with Quinn Direct.All bikes are automatically covered up to €300 unless specified with an excess of €125.
    My 2 sons bikes were swioed fronm outside my house 2 sats ago.On Mon morn I rang Quinn with the claim.On Tues I get a call from Claims dept.Short discussion.claim form e-mailed to me.Posted back Wed.Tues (yest) I reiceved the cheque.

    TBH the limits for Quinn wouldn't cover most people on this forum.


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  • #7
    RobFowl
    Moderators, Science, Health & Environment Moderators Posts: 11,669 Mod ✭✭✭✭RobFowl


    For what it's worth FBD have sponsored cycling (mainly through substantial support for the Ras which probably wouldn't be still going with out it) for 25 years and counting.
    All things being equal give them your business :)


  • #8
    TinyExplosions
    Registered Users, Registered Users 2 Posts: 6,860 ✭✭✭TinyExplosions


    RobFowl wrote: »
    For what it's worth FBD have sponsored cycling (mainly through substantial support for the Ras which probably wouldn't be still going with out it) for 25 years and counting.
    All things being equal give them your business :)

    They were also very fab on a bike related claim a few months back, so +1 to this!


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