Cheapst of the cheap car insurance?

Patricide

Hey, just looking for advice on what company is the cheapst for car insurance, my car aint great to say the least so all im worried about is 3rd party fire and theft(as afik this is whats legally required to put a car on the road).

So, which insurance firm is the cheapst. If it makes any difference im 20 years old on my provisional licence but i only want 3 months as hopefully if everythings going well i should be on full licence by then.

Cheers in advance.

Drummerboy08

Ring around the insurance companies.

It pays to shop around dont ya know!

Patricide

I know, just thought id get some advice from the auld boardsies before i started, you know narrow down the search from peoples experiances.

zulfikarMD

www.insure.ie and ring them.

Anan1

Patricide wrote: »

I know, just thought id get some advice from the auld boardsies before i started, you know narrow down the search from peoples experiances.

As Drummerboy08 said, the only way to know who's cheapest for you is to sit down and call everyone.

maidhc

Anan1 wrote: »

As Drummerboy08 said, the only way to know who's cheapest for you is to sit down and call everyone.

Indeed. I got a few quotes recently. the cheapest was Hibernian, and the dearest was.... Hibernian.

It depended on whether I went direct or through a broker, and the broker was cheaper. I know it makes no sense, but there you go.

Patricide

maidhc wrote: »

Indeed. I got a few quotes recently. the cheapest was Hibernian, and the dearest was.... Hibernian.

It depended on whether I went direct or through a broker, and the broker was cheaper. I know it makes no sense, but there you go.

Broker, what do you mean by this. Noob to the whole shopping for car insurance thing...

ham_n_mustard

Patricide wrote: »

all im worried about is 3rd party fire and theft(as afik this is whats legally required to put a car on the road).

All you legally need is third party, but this means that if you have a smash-up and are mangled but not quite deceased, you won't get a penny out of it. same goes for fire/theft, if it happens....good luck and thanks.

Not sure about the three months thing, though. i think that they'll make you get cover for a year and refund the difference if the policy is cancelled/amended before the end. i got my full licence this year and axa refunded more than a third of the premium (i passed the test not too long after renewing).

like i said, not sure about the 3 months thing
best of luck with it though

Anan1

ham_n_mustard wrote: »

All you legally need is third party, but this means that if you have a smash-up and are mangled but not quite deceased, you won't get a penny out of it.

You won't with comp either, unless you have one of those add-ons that gives you €5k per leg amputated or whatever.

ham_n_mustard

Anan1 wrote: »

You won't with comp either, unless you have one of those add-ons that gives you €5k per leg amputated or whatever.

true that

The Real B-man

http://quinn-direct.ie if you are starting out and under 25 its you're best realistic option tbh.

AmyG

for young drivers axa is very good, but it all depends on the type of car you wish to insure..
I have a 1,4 civic and im only 900 a year first year as full licence and im only 20...

Also try through AIB!!!

The Real B-man

AmyG wrote: »

for young drivers axa is very good, but it all depends on the type of car you wish to insure..
I have a 1,4 civic and im only 900 a year first year as full licence and im only 20...

Also try through AIB!!!

Yes but judging by you're name you are female double that for males!..

qz

AmyG wrote: »

for young drivers axa is very good, but it all depends on the type of car you wish to insure..
I have a 1,4 civic and im only 900 a year first year as full licence and im only 20...

Also try through AIB!!!

Hate you. 1.4 Golf on €2142
(edit: Axa Insurance)

Patricide

Thanks for all the advice here, im going to go ringing around tomorro me thinks. Is there anywhere with a list of all the insurance companys and there phone numbers so i can hit up all of them?

CoDy1

Patricide wrote: »

Broker, what do you mean by this. Noob to the whole shopping for car insurance thing...

Insurance Brokers, plenty of them in the yellow pages, they get you the cheapest quote from up to 20 different companies.

fruglo

How much would it cost (approx) to insure a cheapo 1 litre car for a 17 year old boy?

Wondering how much I need to save up for next year :pac:

PeakOutput

fruglo 2K

patricide check out axa first they will offer you a student first policy i think its called you can choose comp with a large xs(600 i think) or tpf+t

then ring quinn and if the prices are similar go with axa otherwise go with quinn its meant to be the cheapest in the country

i dont think most insurance companies wont sell you tp only cover on a car they use it as a penalty to demote your cover down to if your car keeps catching fire or keeps getting stolen

cianclarke

qz wrote: »

Hate you. 1.4 Golf on €2142
(edit: Axa Insurance)

Ahahaha, suddenly I feel better about my 2.0 Saab Convertible at 1600...:D

Dey were Sooted

just did a search on this - thanks for the info - rang insure.ie and was given a quote for 870 - fully comp on toyota corrolla 1.4 petrol - beat quinn and axa - think the undersigner is allianz but they wouldn't even give me a quote as i have no "no claims" under my own name as i was abroad for some time .

am 32 - male clean licence since 2001 if that's any help .

IsMaithLiomEire

Just curious >>>>>>>>and for the craic ...........has ne1 paid over 2000 or 3000 for insurance ??????


So annoying a 17 in my school is insured on a BMW 1 series 04 2.0l
and claims his dad somehow got it through his company for €400

plus he's on a provisional !


In my opinion he's ashamed to say what he payed

IsMaithLiomEire

Aw ure gettin ripped there me man especially if ure 32 ! Im 19 , drive a 1.4 civic nd pay 1000

Alanstrainor

Im going to close this one. Its a bit of a zombie and not entirely relevant to the thread. Youre welcome to.start a new thread if you like.