Bargain Bargain Ireland!

ch750536

Posted this elsewhere. Didn't know about this forum...

Nursery : €45 for 5 days 4 hours.

Tax : Joint income of €50,000

Council Tax : €0

Better paid job. (30% better)

child benefit : double than in the UK.

Personally, I am €15,000 a year better off in Ireland

Not sure if this works, but My Life, Ire vs UK

kleefarr

You can save yourself some more money by going north to shop as well.

ejmaztec

kleefarr wrote: »

You can save yourself some more money by going north to shop as well.

Or the Tesco in Abbeyfeale that he loves so much.:pac:

ch750536

ejmaztec wrote: »

Or the Tesco in Abbeyfeale that he loves so much.:pac:

ejmaztec

I hope that the paint was purchased locally.

ch750536

Almost certainly was.

jdivision

How much do you spend on health every year? How much extra do you spend on energy? How much more do you spend on basic essentials? How much hours do you waste every year because of rubbish infrastructure etc etc. The Govt wasted billions of our money over the last decade and we're all going to have to pay for it. All our taxes are going to be going up in the next few years anyway to pay for that waste.

ejmaztec

ch750536 wrote: »

Almost certainly was.

It's heart-warming to know that the vandals are shopping locally.

ch750536

jdivision wrote: »

How much do you spend on health every year?

Less than I have no choice in spending in the UK as it comes out of my tax (which is much higher than Ireland)

jdivision wrote: »

How much extra do you spend on energy?

Roughly €300

jdivision wrote: »

How much more do you spend on basic essentials?

20% saving in Ireland. Let me explain.
In the UK they don't have a butcher and grocer any more in the towns & villages, so they are something of a luxury, and very very expensive.
For the same cut of meat you pay about 40% more.
Since I won't eat the tat that most supermarkets serve it is cheaper for me here in Ireland for food when comparing against the UK.
I also never eat processed food.

jdivision wrote: »

How much hours do you waste every year because of rubbish infrastructure etc etc.

Not entirely sure of your point but I think nothing. I would like a local swimming pool though, nearest one is 20 mins away.

jdivision wrote: »

The Govt wasted billions of our money over the last decade and we're all going to have to pay for it. All our taxes are going to be going up in the next few years anyway to pay for that waste.

Same is true of any country in the world, nothing new there.

ch750536

ejmaztec wrote: »

It's heart-warming to know that the vandals are shopping locally.

Every little counts.

Jaysoose

ch750536 wrote: »

Posted this elsewhere. Didn't know about this forum...

Nursery : €45 for 5 days 4 hours.

Tax : Joint income of €50,000

Council Tax : €0

Better paid job. (30% better)

child benefit : double than in the UK.

Personally, I am €15,000 a year better off in Ireland

Not sure if this works, but My Life, Ire vs UK

I saw this on another thread you were banging on in, how in gods name can anybody charge this for childminding? The only way is if its using slave labour...i work with a guy that owns a creche and he assures me that its impossible to charge this little unless the owners are paying no tax, feeding the kids aldi brand rice and water and paying the staff well under the minimum wage.

Either this or its a relative doing you a favour.

ch750536

Jaysoose wrote: »

I saw this on another thread you were banging on in, how in gods name can anybody charge this for childminding? The only way is if its using slave labour...i work with a guy that owns a creche and he assures me that its impossible to charge this little unless the owners are paying no tax, feeding the kids aldi brand rice and water and paying the staff well under the minimum wage.
Either this or its a relative doing you a favour.

Not a creche...

Lovely place, play area out the back. All the building is for the kids, including a special area upstairs for the older kids. Normally 4 carers for 20+ kids.

We do a packed lunch.

so, 20*2*45= €100,000 per year. Assume 2 trainees, 2 FT carers. Seems fine.

ch750536

And they are on this list

http://www.hse.ie/eng/Find_a_Service/Children_and_Family_Services/Pre-school_Services/Pre-school_inspection_services/Limerick_Pre-schools.html

helimachoptor

ch750536 wrote: »

Every little counts.

Every little helps!!

Jaysoose

ch750536 wrote: »

Not a creche...

Lovely place, play area out the back. All the building is for the kids, including a special area upstairs for the older kids. Normally 4 carers for 20+ kids.

We do a packed lunch.

so, 20*2*45= €100,000 per year. Assume 2 trainees, 2 FT carers. Seems fine.

20 kids at 45 each per week is €900. If you are trying to say that 4 staff plus costs is 900 per week then your talking out your arse.

20kids at €45 per week times 52 is €46800!!!!

boopolo

Jaysoose wrote: »

20 kids at 45 each per week is €900. If you are trying to say that 4 staff plus costs is 900 per week then your talking out your arse.

20kids at €45 per week times 52 is €46800!!!!

2 shifts at €45 per shift = 40 kids??
the OP said 4 hours. Also he said 20*2*45, whch probably means two shifts
€1800 per week

Jaysoose

boopolo wrote: »

2 shifts at €45 per shift = 40 kids

2 shifts were never mentioned, and that still makes it only 92,000 and this is assuming that the "kids minder place" is open 52 weeks a year which i very much doubt.

ch750536

helimachoptor wrote: »

Every little helps!!

Don't let the truth spoil a good tagline.

ch750536

Jaysoose wrote: »

20 kids at 45 each per week is €900. If you are trying to say that 4 staff plus costs is 900 per week then your talking out your arse.

20kids at €45 per week times 52 is €46800!!!!

1. Why so aggressive.
2. I said at least 20 kids.
3. 2 shifts, AM & PM.

Jaysoose

ch750536 wrote: »

1. Why so aggressive.
2. I said at least 20 kids.
3. 2 shifts, AM & PM.

Not agressive, your numbers dont add up. If you are going to lie to prove some hairbrain theory on ireland being cheap then at least use believable figures.

ch750536

Jaysoose wrote: »

2 shifts were never mentioned,

Ch750536 wrote:

Nursery : €45 for 5 days 4 hours.

Jaysoose wrote: »

and that still makes it only 92,000

Ch750536 wrote:

Normally 4 carers for 20+ kids.

Jaysoose wrote: »

and this is assuming that the "kids minder place" is open 52 weeks a year which i very much doubt.

Correct, however, you do have to pay half of your normal fee for when they are closed (about 8 weeks a year I reckon).

If you are going to pick a fight learn to read & understand the facts first please.

ch750536

Jaysoose wrote: »

Not agressive, your numbers dont add up. If you are going to lie to prove some hairbrain theory on ireland being cheap then at least use believable figures.

PM'ed you their phone number, give them a bell and report back with an apology please.

Ta.

Jaysoose

ch750536 wrote: »

Correct, however, you do have to pay half of your normal fee for when they are closed (about 8 weeks a year I reckon).

If you are going to pick a fight learn to read & understand the facts first please.

Convieniently left this out until now, keep massaging the figures to suit the argument.

ch750536

Actually it's not 2 4hr session , its two 3 1/2 hr sessions, my apologies for misleading you all.

What an absolute rip-off, how dare they!

ch750536

Jaysoose wrote: »

Convieniently left this out until now, keep massaging the figures to suit the argument.

As I understand it thats how most nurseries work.

Jaysoose

ch750536 wrote: »

PM'ed you their phone number, give them a bell and report back with an apology please.

Ta.

You Pm'ed me a mobile number, it could be your number for all i know....Ring ring....hi this is Ch75.....uh "baby nursery place" .

Lets leave this now im not arsed and you can have the last smart answer as a crimbo prezzy from me to you.

ch750536

Jaysoose wrote: »

You Pm'ed me a mobile number, it could be your number for all i know....Ring ring....hi this is Ch75.....uh "baby nursery place" .

I PM'ed you the number on the link from Limerick Co.Co website - here.

Take a look yourself, or, learn to read, analyse etc. Second time I posted that link for you.

ch750536

Damn, just called and he was telling the truth all along, better go back and apologise, that would be the right thing to do.

Or, ...

Jaysoose wrote: »

Lets leave this now im not arsed and you can have the last smart answer as a crimbo prezzy from me to you.

Jaysoose

ch750536 wrote: »

Actually it's not 2 4hr session , its two 3 1/2 hr sessions, my apologies for misleading you all.

What an absolute rip-off, how dare they!

It changes again.....:D

ch750536

Jaysoose wrote: »

It changes again.....:D

Thats why I apologised.

Called them yet?

Jaysoose

ch750536 wrote: »

Thats why I apologised.

Called them yet?

Thanks,

Nope, and not gonna either.

drunk_monk

ch750536 wrote: »

Posted this elsewhere. Didn't know about this forum...

Nursery : €45 for 5 days 4 hours.

Tax : Joint income of €50,000

Council Tax : €0

Better paid job. (30% better)

child benefit : double than in the UK.

Personally, I am €15,000 a year better off in Ireland

Not sure if this works, but My Life, Ire vs UK

They probably don't have taxes on things where as we do. For example do they have to pay DIRT on the savings? Or credit card tax? They do not pay VRT on cars making them much cheaper than here. Almost anything in the high street there is way cheaper than here. At the end of the day it swings in round-a-bouts so your argument is pointless.

ch750536

drunk_monk wrote: »

They probably don't have taxes on things where as we do. For example do they have to pay DIRT on the savings? Or credit card tax? They do not pay VRT on cars making them much cheaper than here. Almost anything in the high street there is way cheaper than here. At the end of the day it swings in round-a-bouts so your argument is pointless.

My whole point is that it is swings & roundabouts.

The UK taxes heavily at source (PAYE) and light at retail.
Ireland taxes light at source and heavy at retail.#

Just use any online PAYE calculator to confirm this, especially if married.

Truth is in the UK you would have less money to spend on stuff because of all the taxes you pay.

drunk_monk

Yes I agree with you that they pay more PAYE taxes but what about health care. How much do you pay for health care for you and your family here? How much are you paying for your doctors visits each year? It's all free in the UK. What about trips to the dentists, in the UK some treatments are up to 50% cheaper than here. How much are you paying to eat out? How much are you paying for a pint? In wetherspoons it costs under two pounds for a pint and you can get a full fry for £3.49 (at least it was last time I was there). The list goes on and on and on.

My point is you have picked 5 things that are cheaper or better than that of the UK but have completely disregarded all other areas. So the point you made about being 1000's of euros better of here than if you lived in the UK is completely and utterly incorrect.

ch750536

Its as simple as this.

I moved to Ireland 4 years ago, yet continued to work for my UK employer. I get paid in Sterling.

My employer has asked me to move back to the UK and offered some reward for doing this.

In order to fully evaluate things I built a model of life for my family in both countries with regard to the top 10 costs.

I did this in some detail, going down to energy used by KwH and mileage, healthcare etc etc.

At the end of all this, and adjusting for todays currency rates I have a net figure of €17,743 in favour of :-

Quitting my UK based job and getting a similar one in Ireland (I have an offer)
Over
Moving back to the UK.

That is taking into account the kids, buying a house of same mortgage repayment (unlikely), cars, tax, PAYE, etc etc, all the things for day to day living.

Now I have spent time on this and been thorough, which means I have earnt the right to be bold and stand by my number and statements about the bargain of living in Ireland.

Will even 1 person, who is so quick to look at just 1 aspect of life in Ireland (shopping) care to look at the tax issue, for example, then report back here with their own findings.

It seems there are too many people who are only too happy to bitch about Ireland without looking at the facts, without considering the bigger picture.

ch750536

drunk_monk wrote: »

Yes I agree with you that they pay more PAYE taxes but what about health care. ...

When that difference is €18000* per year it would take a lot of bargains up north to compensate for it.

In the last 3 years I have spent less than €3k on healthcare.

For the sake of analysis only (like for like) I included a package from Hibernian (Silver) to give a suitable cost, which came to €2426.




*To be fair I changed to todays exchange rate but did not recalculate the tax at the new rate, this would make this figure a little wrong.

zillmere

ch750536 wrote: »

Its as simple as this.



In order to fully evaluate things I built a model of life for my family in both countries with regard to the top 10 costs.

I did this in some detail, going down to energy used by KwH and mileage, healthcare etc etc.

At the end of all this, and adjusting for todays currency rates I have a net figure of €17,743 in favour of :-

Did you factor in the cost of your time to carry out this test?

Jaysoose

ch750536 wrote: »

Its as simple as this.

At the end of all this, and adjusting for todays currency rates I have a net figure of €17,743 in favour of :-

Personally, I am €15,000 a year better off in Ireland

It seems there are too many people who are only too happy to bitch about Ireland without looking at the facts, without considering the bigger picture.

You Initally were 15000 better off!!! now its €17743....:D or did your "in depth" study incur administration costs of €2743?

ch750536

Jaysoose wrote: »

You Initally were 15000 better off!!! now its €17743....:D or did your "in depth" study incur administration costs of €2743?

Jaysooose

Either learn to read or stop trolling.

Link from OP

Since doing the original spreadsheet (not even sure that you can see it to be honest) the exchange rates have changed a lot.

This adversely effects the numbers.

Now, please stop trolling and have a good xmas.

ch750536

zillmere wrote: »

ch750536 wrote: »

...

Did you factor in the cost of your time to carry out this test?

No, I figured making a good decision rather than a bad one would compensate me enough.

ejmaztec

ch750536 wrote: »

When that difference is €18000* per year it would take a lot of bargains up north to compensate for it.

In the last 3 years I have spent less than €3k on healthcare.

For the sake of analysis only (like for like) I included a package from Hibernian (Silver) to give a suitable cost, which came to €2426.




*To be fair I changed to todays exchange rate but did not recalculate the tax at the new rate, this would make this figure a little wrong.

I'm puzzled that your sig tells us not to give any money to the "Brits", but that you have a UK employer.

ch750536

ejmaztec wrote: »

I'm puzzled that your sig tells us not to give any money to the "Brits", but that you have a UK employer.

Why does that puzzle you? I'm taking money off them!

<snip> - Have to be careful what I say. Employers look at the internet too.

drunk_monk

Well fair play to you for doing the figures. I do in fact agree we are a little better off here (I'm actually English). I just don't agree with the amount you say. It's also a better quality of life here as well

Still good luck with your decision and have a nice Christmas.

ejmaztec

ch750536 wrote: »

Why does that puzzle you? I'm taking money off them!

I hope that they are not easily offended were they to have too much time on their hands and scour the internet. :eek:

ch750536

ejmaztec wrote: »

I hope that they are not easily offended were they to have too much time on their hands and scour the internet. :eek:

I'm not stealing it, I earnt all of it.

ch750536

My last punt at this topic.

If the government stated on Monday:

We will implement a pricing strategy which guarantees prices in shops will be the same as in the UK.
We will guarantee that all social welfare will be paid at the same rate.
We guarantee that all taxes and contributions will be at the same rate.
We shall implement a heath service to the same standard as the UK

Every person who earns a wage in the country will be worse off.
Every person on social welfare will be worse off.

ejmaztec

ch750536 wrote: »

I'm not stealing it, I earnt all of it.

Run like the wind!

Jaysoose

ch750536 wrote: »

Jaysooose

Either learn to read or stop trolling.

Link from OP

Since doing the original spreadsheet (not even sure that you can see it to be honest) the exchange rates have changed a lot.

This adversely effects the numbers.

Now, please stop trolling and have a good xmas.

Im not trolling buddy simply stating facts that your numbers are out. The exchange rates are not mentioned anywhere even though this would explain the disparity.

Have a good crimbo rockafella:P

Syferus

ch750536 wrote: »

My last punt at this topic.

If the government stated on Monday:

We will implement a pricing strategy which guarantees prices in shops will be the same as in the UK.

A misguided suggestion, to say the least.

The UK has it's own currency; it has been for the best part of a year lowering it's national interest rates by more and faster than the Eurozone, meaning the value of Sterling has dipped to all-time lows.
That coupled with an emergancy VAT rate reduction will mean the UK government and it's citizens will have a huge extra drain on it's coffers in the coming months.

Ireland has higher VAT rates (even before their reduction), higher minimium wages and higher social welefare costs than the UK, all feeding into the higher prices here.

There is still a sigificant difference between prices here even considering all that; that is annoying, but that is the basis of capitalism. A 'pricing strategy' by a government amounts to a tax reduction and nothing more; in the UK that is a short term solution that is in itself partly tied to the fact the incumberant government is trying to find a good time to call a snap election. We don't have the same luxury here.

If you don't buy they are forced to reduce prices and most businesses seem to be making some progress now.

ch750536

Jaysoose wrote: »

Im not trolling buddy simply stating facts that your numbers are out. The exchange rates are not mentioned anywhere even though this would explain the disparity.

Have a good crimbo rockafella:P

So you missed the bit where it said 'Exchange Rate £/€ = € 1.06'

And you say you are not trolling.:rolleyes:

Jaysoose

ch750536 wrote: »

So you missed the bit where it said 'Exchange Rate £/€ = € 1.06'

And you say you are not trolling.:rolleyes:

Yawn:p