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low cost car insurance for a porsche

  • 11-12-2008 3:11pm
    #1
    Closed Accounts Posts: 598 ✭✭✭


    Afetrnoon all,

    Does any one know the name of a insurance company or broker who deals in low cost insurance for performance cars?

    Its a porsche Boxter S, 2000 Year.

    Unfortunatly not mine, :( A buddy is looking for a cheaper quote.

    Thank in adavnce,

    Pip


Comments

  • Registered Users, Registered Users 2 Posts: 22,815 ✭✭✭✭Anan1


    Tell your buddy to grab a Golden Pages and call every ins co - it'll take an hour or so but it's the only way to be sure of the best quote for him.


  • Registered Users, Registered Users 2 Posts: 51,363 ✭✭✭✭bazz26


    I think St. Paul's specialise in performance car insurance.


  • Moderators, Business & Finance Moderators Posts: 17,858 Mod ✭✭✭✭Henry Ford III


    There are a few specialised underwriters - ARB, St. Paul Travellers, XS etc.

    Your best bet is to consult a broker, who handles a volume of these types of risks.

    Britton's in Donegal are pretty good.

    p.s. "Low cost insurance" and "Porsche" are mutually exclusive.


  • Registered Users, Registered Users 2 Posts: 4,707 ✭✭✭blackbox



    p.s. "Low cost insurance" and "Porsche" are mutually exclusive.

    ...no they're not, especially if the Porsche is getting on a bit. AXA have a section called "concours" for special cars and are worth a shout.


  • Closed Accounts Posts: 598 ✭✭✭Apip99


    Cheers guys, that will be enough to keep him going. You all very good..


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  • Moderators, Business & Finance Moderators Posts: 17,858 Mod ✭✭✭✭Henry Ford III


    blackbox wrote: »
    ...no they're not, especially if the Porsche is getting on a bit. AXA have a section called "concours" for special cars and are worth a shout.

    No Boxters are classic cars though. Yet.


  • Registered Users, Registered Users 2 Posts: 66,122 ✭✭✭✭unkel
    Chauffe, Marcel, chauffe!


    There's only two ways to get a low quote on a non-classic performance car:

    1. Be older (at least 30s) and have a long NCB
    2. Be prepared to pay out a huge excess (>€4k) in case you cause damage

    But as Anan1 said, ring all insurers and all brokers.


  • Registered Users, Registered Users 2 Posts: 163 ✭✭frag4


    If the porsche is a 2nd car it can be insured as a "classic" even if it not 20 years old .this policy is a low milage 1 (3000-5000miles can't rember)
    Got a quote for a 944 3.0l s2 which was 12 years old at the time for 495euro a couple of years ago , I was 35 years old with a full NCB.
    You must also be a member of Porsche club of Ireland.
    phone them for details as they are very helpfull .

    I think it was both quinn direct and hiberian that did these policys.


  • Registered Users, Registered Users 2 Posts: 163 ✭✭frag4


    or was that AXA?


  • Registered Users, Registered Users 2 Posts: 1,917 ✭✭✭B00MSTICK


    ^^ Think its AXA, friend mentioned it to me before . Its definitley something similar to that anyway!


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  • Closed Accounts Posts: 7,134 ✭✭✭x in the city


    Have a Long NCB..?


    The longest you can have is 5 years is it not....


  • Registered Users, Registered Users 2 Posts: 66,122 ✭✭✭✭unkel
    Chauffe, Marcel, chauffe!


    Have a Long NCB..?


    The longest you can have is 5 years is it not....

    I'm not sure. It might depend on your insurance company. Check with them to make sure.

    If I were an insurance company, I would not provide insurance based on a "longest NCB of 5 years". I would offer a significant discount for someone with over 10 year of claim free driving (compared to said 5 years NCB) and I would further reduce the premium if the NCB would reach 15, 20, 25, 30, etc. years


  • Registered Users, Registered Users 2 Posts: 4,707 ✭✭✭blackbox


    No Boxters are classic cars though. Yet.

    Most insurance companies don't require the car to be on classic road tax (i.e. 30 years old) to give classic insurance.

    Some have mileage restrictions, some have a high "excess", so you would be best to shop around.


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