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Had accident. Now being fecked around

  • 20-11-2008 3:54pm
    #1
    racso1975
    Registered Users, Registered Users 2 Posts: 5,273 ✭✭✭


    Had a crash 3 weeks ago tomorrow. Car was written off. Had assesor out to examine car from the other persons insurance company. received letter saying how much they would pay out on car and where to go with car for scrappage. All going grand so far.

    Now the problem is that up until today the other person had not sent back the accident report. tried ringing him last week texted him saturday and finally got to speak to him Monday. He said he'd post the form off that evening.

    I rang his insurance company today and while the pr1ck sent the form back he left the accident section and the liability section blank!!!!!:mad:

    His insurance company only contact his broker regarding this claim.

    I am now going 3 weeks without a car and getting seriously pissed off!!!! what can i do to get this dealt with and get insurance cheque asap!!!

    Have thought of getting a solicitor but imagine that the cost of that would probably take a good chunk out of the payout(only 3k)

    Any advice


Comments

  • #2
    L1011
    Registered Users, Registered Users 2 Posts: 71,186 ✭✭✭✭L1011


    Assuming the other party is liable / assumable to be liable at this stage, are you not entitled to a hire car at his insurers costs?


  • #3
    Seperate
    Registered Users, Registered Users 2 Posts: 774 ✭✭✭Seperate


    MYOB wrote: »
    Assuming the other party is liable / assumable to be liable at this stage, are you not entitled to a hire car at his insurers costs?

    Technically yes, although only a vehicle in the same class as his former. It's likely OP would have to pay the bill/deposit and get reimbursed from the insurance company.

    If you get a solicitor, the other insurance company have to pay them, assuming they are at fault. Usually a threat of a solicitor is enough to get them moving.

    There's a clause in most policies that your insurer can accept liability on your behalf if they so wish - most insurance companies would do this in straight forward accidents without any kind of accident form being submitted. Put a bit of pressure on them or threaten a solicitor and hopefully it will come to a speedy resolution.


  • #4
    Barr
    Registered Users, Registered Users 2 Posts: 7,023 ✭✭✭Barr


    Go through your own comp and let your own insurance company do the work. Car is fixed immediately .


  • #5
    L1011
    Registered Users, Registered Users 2 Posts: 71,186 ✭✭✭✭L1011


    Seperate wrote: »
    Technically yes, although only a vehicle in the same class as his former. It's likely OP would have to pay the bill/deposit and get reimbursed from the insurance company.

    I'm aware of the class thing, I tried arguing that my Italian styled hatchback was clearly of a class higher than a *sobs* MICRA... they agreed to pay for a more powerful Micra, not a bigger car. I can't fit in a sodding Micra comfortably....
    Seperate wrote: »
    There's a clause in most policies that your insurer can accept liability on your behalf if they so wish - most insurance companies would do this in straight forward accidents without any kind of accident form being submitted. Put a bit of pressure on them or threaten a solicitor and hopefully it will come to a speedy resolution.

    This happened to my auld lad when the guy that rear-ended him stopped answering his phone to anyone, including the insurers. Well, more accurately, they refused to accept liability but paid out anyway. Took the threat of a solicitor too.


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