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What do I do wirth a Bank Draft?

  • 09-09-2008 10:59am
    #1
    Carroller16
    Registered Users, Registered Users 2 Posts: 1,606 ✭✭✭


    I recently recieved a bank draft of €500 as a gift... But i'm not sure what to do with it... The Draft is from NIB but my bank is PTSB... Do i have to lodge this into my account .. will it take days to clear.. or will i just recieve cash on production of the draft?


Comments

  • #2
    topper75
    Registered Users, Registered Users 2 Posts: 5,942 ✭✭✭topper75


    You can lodge it to your own account regardless.

    It needs to clear - usually 3 days.


  • #3
    ircoha
    Closed Accounts Posts: 2,290 ✭✭✭ircoha


    In theory, if u go to any NIB branch, with suitable ID, they will give u cash.
    PTSB will not as there are still loads of counterfeit drafts around so they need to be sure


  • #4
    stepbar
    Closed Accounts Posts: 6,123 ✭✭✭stepbar


    ircoha wrote: »
    In theory, if u go to any NIB branch, with suitable ID, they will give u cash.

    Incorrect. The branch from where the draft is drawn will happily oblige you. Remember a draft is simply a bank chq drawn on a bank branch itself.


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