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Recommend a Mortgage Broker in Galway

  • 06-07-2008 5:14pm
    #1
    thebackbar
    Registered Users, Registered Users 2 Posts: 468 ✭✭


    Hi All,

    Could anyone recommend a mortgage broker in Galway? Or brokers to stay away from :)

    Thanks


Comments

  • #2
    Mr Maroon
    Closed Accounts Posts: 443 ✭✭Mr Maroon


    thebackbar wrote: »
    Hi All,

    Could anyone recommend a mortgage broker in Galway? Or brokers to stay away from :)

    Thanks
    Alan Murphy in EBS na coiribe (if he's still there)


  • #3
    pencil
    Closed Accounts Posts: 606 ✭✭✭pencil


    I don't know any mortgage brokers

    I know you didn't ask for this, but as your buying in a failing market it might be worth a look: www.thepropertypin.com


  • #4
    damalo
    Registered Users, Registered Users 2 Posts: 162 ✭✭damalo


    http://absolutemortgages.ie/ Joe Walshe

    They've helped with my purchases and friend's and are great for giving you all the options.

    Regarding the failing market - Depends on what angle you're coming from. Its no secret prices are falling due to an over supply in housing. Its also no secret that this will turn around in years to come. If you're buying to sell quick, dont waste your time. If you're buying for a mid term investment then now's the perfect time to buy. If you're buying for a home house, its the bank's that are riding you with % rates. If anything its the best time to buy for home/personal use but finding the right finance is the problem


  • #5
    Fey!
    Registered Users, Registered Users 2 Posts: 4,183 ✭✭✭Fey!


    Orla Murray on Forthill Street (near Victoria Place/Merchants Road) is excellent. She also does pensions and investments.

    http://www.orlamurray.com/


  • #6
    pencil
    Closed Accounts Posts: 606 ✭✭✭pencil


    damalo wrote: »
    Regarding the failing market - Depends on what angle you're coming from. Its no secret prices are falling due to an over supply in housing.

    Falling fast & through the floor! if I was placing an offer on anything I'd be bidding aggressively low on a lot of different properties and looking for someone who needs to sell.
    damalo wrote: »
    Its also no secret that this will turn around in years to come.

    True, but it could be anything from 3 to 20 years - no one knows.
    damalo wrote: »
    If you're buying to sell quick, dont waste your time.

    Those days are truely over
    damalo wrote: »
    If you're buying for a mid term investment then now's the perfect time to buy.

    I couldn't disagree more. No one knows how low prices will go! Why buy now when in 6 months, houses could be 15% cheaper! Of course its hard to call the bottom but we are still a LONG way from it.

    damalo wrote: »
    If you're buying for a home house, its the bank's that are riding you with % rates. If anything its the best time to buy for home/personal use but finding the right finance is the problem

    Disagree for the same reason as above. Buying now only makes sense if you are happy to live in the house you buy for at least 10 years and you can comfortably afford the mortgage. A house that costs you 300,000 now may drop to 250,000 in a year - that would save you approx 100,000 over the lifetime of the mortgage - that's a lot of holidays!


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  • #7
    thebackbar
    Registered Users, Registered Users 2 Posts: 468 ✭✭thebackbar


    thanks for all the feedback guys ...

    Pencil, thanks for your comments, good advise for someone considering buying a house/apartment ....


  • #8
    Aingil10
    Closed Accounts Posts: 2 ✭Aingil10


    Right Choice Mortgage they are based in Tuam but will meet you anywhere if you like. Once you give them the paperwork they are back to you in a few days with what each bank are giving you best service I've seen. (1850)655655


  • #9
    TrialVersion
    Registered Users, Registered Users 2 Posts: 20 ✭TrialVersion


    Murray & Spelman Ltd.
    (091) 759500 / info@murrayspelman.ie


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