Highest interest rate, Guaranteed return

slemons

Hi,
I was looking for the highest interest rate, guaranteed return, no risk, venture out there.

I already have 10k with rabobank, but their interest rate has gone down to 4.3%
First active offer 5.22% for sums under 15k, so i reckon i might open one of those.

EDir - Acutally i just saw that first active offer 7.15%, and this is for accounts upto 100k
I think i'll switch to them
http://www.firstactive.ie/savings/rsa/index.aspx
Anyone dealt with first active? how are they?


I have one of the aib savers that offer 7.x% for small amounts. about 3k or so.

Any others out there?
Thanks
J

portomar

slemons wrote: »

Hi,
I was looking for the highest interest rate, guaranteed return, no risk, venture out there.

I already have 10k with rabobank, but their interest rate has gone down to 4.3%
First active offer 5.22% for sums under 15k, so i reckon i might open one of those.

EDir - Acutally i just saw that first active offer 7.15%, and this is for accounts upto 100k
I think i'll switch to them
http://www.firstactive.ie/savings/rsa/index.aspx
Anyone dealt with first active? how are they?


I have one of the aib savers that offer 7.x% for small amounts. about 3k or so.

Any others out there?
Thanks
J

one of rabos biggest assets is their triple a rating as a credit institution, same raing given to, say, the US as a debtor. not sure what firstactives rating is. for example, rabos rating is higher than any irish bank including aib/boi.

edit:
cant see first active defaulting regardless of credit rating!

the drifter

is first active the best anyone can come up with? ive some money with aib im considering moving to first active

zod

first active is max 1000 / month .. no lump sums allowed for that account

anglo offer 8% for the same

SarahMc

EBS offering 7.25%, again though for regular savings, rather than lump sum, offering 5.4% for lump sums.

Tails142

Rabodirect are offering 5.25% on term deposits up to €200,000 for 6 months

and 5.38% for two year term deposits