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6k loan or slap it on the credit card

  • 21-05-2008 6:49pm
    #1
    empirix
    Closed Accounts Posts: 1,723 ✭✭✭


    Hi,

    Was woindering what would be better, buying a car for 10k i have 4k, so my question is should i get a loan or slap it on my credit card. I am thinking the credit card may be cheaper?

    Any info appreciated


Comments

  • #2
    homer911
    Registered Users, Registered Users 2 Posts: 5,150 ✭✭✭homer911


    Don't understand the question - what do you mean "I have 44"?


  • #3
    Sangre
    Registered Users, Registered Users 2 Posts: 12,186 ✭✭✭✭Sangre


    Depends on how long you'll take to repay it and what the interest on your CC is.


  • #4
    unclebill98
    Registered Users, Registered Users 2 Posts: 3,816 ✭✭✭unclebill98


    If your not going to clear the CC after the 1st month then a loan would make better sense.

    Unless your interest rate is very very low, ie less than 7% or something.


  • #5
    kaiser sauze
    Registered Users, Registered Users 2 Posts: 1,558 ✭✭✭kaiser sauze


    Personal loan will be far less expensive.


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