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Best place to get a loan for a laptop

  • 21-04-2008 4:38pm
    #1
    Gooch2k4
    Registered Users, Registered Users 2 Posts: 387 ✭✭


    im just wondering where would be the best place to get a loan for a laptop, i checked with my bank (halifax) and their minimum personal loan is €2500 which is way too much, all i want is €1000, anyone got any recommendations?


Comments

  • #2
    Jet Black
    Registered Users, Registered Users 2 Posts: 3,845 ✭✭✭Jet Black


    Why not try places that have an interest free option for 12 months. But thats if your going to be paying it of in less than a year becaue the interest rate can go as high as 22.9% then. Apart from that (for more than a year) shop around in the banks for a good rate.


  • #3
    unclebill98
    Registered Users, Registered Users 2 Posts: 3,816 ✭✭✭unclebill98


    Amount is too small for a bank load tbh. Maybe the people selling you the laptop can arrange some finance.


  • #4
    subway
    Closed Accounts Posts: 6,131 ✭✭✭subway


    harvey normans, interest free for 18 months.

    i also think some banks do a credit account

    a credit card with a low rate for the first year, just make sure to buy the laptop and destroy the card

    credit union, you will need to save a few quid a month for a while


  • #5
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭Random


    I got a AIB Personal Loan for €1000 a year or so ago. How is it too small?

    I'd suggest the interest free option through the store though if you can afford to pay off in 12 months!


  • #6
    unclebill98
    Registered Users, Registered Users 2 Posts: 3,816 ✭✭✭unclebill98


    Well, most banks min lend is 1500. I stand correct if AIB do less.


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