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What happens when credit card expires?

  • 16-04-2008 7:53pm
    #1
    shayser
    Closed Accounts Posts: 1,650 ✭✭✭


    Is it replaced automatically by the bank or do I have to request one? Does the number change?


Comments

  • #2
    Ruu_Old
    Closed Accounts Posts: 36,634 ✭✭✭✭Ruu_Old


    You will get one before it expires automatically, not entirely sure if the number changes or not.


  • #3
    Toots
    Administrators, Business & Finance Moderators, Society & Culture Moderators Posts: 16,957 Admin ✭✭✭✭✭Toots


    Number won't change. Your new card should be out to you roughly 30 days before your old one is due to expire. Pin will stay the same, though you may need to ring the number on the reverse of your credit card to activate it. Some banks have added that on as an extra security feature in case your post gets intercepted.


  • #4
    shayser
    Closed Accounts Posts: 1,650 ✭✭✭shayser


    I was wondering because my card expires at the end of this month but I've had no word from the bank. I'll give them a call.


  • #5
    unclebill98
    Registered Users, Registered Users 2 Posts: 3,816 ✭✭✭unclebill98


    The only thing that changes is the 3 digit security number on the back. So if you have a DD setup on your card they would need to be notified of the new numbers.

    Ie: Eazypass.


  • #6
    shayser
    Closed Accounts Posts: 1,650 ✭✭✭shayser


    Thanks for that info. Have one DD on the card. Would have missed it.


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  • #7
    unclebill98
    Registered Users, Registered Users 2 Posts: 3,816 ✭✭✭unclebill98


    No worries..


  • #8
    Davy
    Registered Users, Registered Users 2 Posts: 19,340 CMod ✭✭✭✭Davy


    This is kinda on the same line,, and lot of people might not know, i had my card refused online because it was due to expire. It was ages back but i think it was booking on ryanair, and it wouldn't accept it. rant CC company to see when the new one would be issued and the guy hadn't heard of it happening either!


  • #9
    unclebill98
    Registered Users, Registered Users 2 Posts: 3,816 ✭✭✭unclebill98


    Well that should not be. A card is valid until the last day of the month its meant to expire. It should not have been declined. Unless its Ryanairs policy.


  • #10
    Davy
    Registered Users, Registered Users 2 Posts: 19,340 CMod ✭✭✭✭Davy


    unclebill98 wrote: »
    Well that should not be. A card is valid until the last day of the month its meant to expire. It should not have been declined. Unless its Ryanairs policy.

    I think it was the traveling date was after the expiry date, sorry was a good while back cant remember the exact details, used another card so wasn't a problem, but it could easily catch people out


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