No Claims discount - how long?

faceman

I had a bike smash last year and havent been on one since but im in the process of buying another. My insurance naturally expired in feb and i have the NCD cert from my insurer.

How long do i have before it "expires" and im back to rung one on the insurance ladder?

Another question, just noticed this now. The accident last year, the other driver was at fault and his insurance paid out. However i just noticed on my NCD cert that there was a recorded claim on my policy the time of the crash marked as "settled" for less than €250. I never made any claim against my insurance though! (the bike was written off too) It didnt affect the cost of renewal, i still have the full NCB, but still, i made no claim on my own policy!!

Run_to_da_hills

I think its one year, In the bad old days of the Norwich Union monopoly it use to be a case of having to renew your policy immediatly to avail of any discounts.

Oryx

Just to complicate things I think its at least two. As always, the best thing to do is give the company themselves a bell, and ask them. They can also elaborate on your 'settled' issue. It could just be a standard remark for when they have been advised of an accident which was caused by a third party.