How much did you pay on your very first car insurance premium?

j1979p

Can you remember? If so select a value from the list. No need to mention companies, sex, age or any other details. Just looking for very raw figures and LOTS OF THEM so please select if you remember.

*p.s. only category B cars, not motorcycles please

Pacifico

List eh?

I think it was about €1500

Jumpy

$900 AUD
4 litre v6
P - Plates.

Dr Lektroluv

Selected €2400+ was 1.4 on 1st provisional at age 21.

Conor108

Jumpy wrote: »

$900 AUD
4 litre v6
P - Plates.

900aud = 571.687 EUR

Jumpy

Conor108 wrote: »

900aud = 571.687 EUR

Yep, hence my state of shock when I was quoted for insurance over here

Wishbone Ash

j1979p wrote: »

Can you remember? If so select a value from the list. No need to mention companies, sex, age or any other details. Just looking for very raw figures and LOTS OF THEM so please select if you remember.

*p.s. only category B cars, not motorcycles please

It's kind of pointless without factoring in inflation.

For example, a £1,000 premium 20 years ago would be significantly different from the €1,269 direct exchange rate now!

Fobia

€2372 on a 1.7 Diesel, 18 years old on first provisional.

j1979p

Wishbone Ash wrote: »

It's kind of pointless without factoring in inflation.

For example, a £1,000 premium 20 years ago would be significantly different from the €1,269 direct exchange rate now!

I'm presuming people won't remember their premium if it was 20 years ago!

OK, if we can keep it to 1st premiums in the last 5 years

Ray777

Back in 2003, I paid €3500 to insure a 1994 1.4 litre Renault 19 (the car was worth less than €2000), tpft.

I was 21 and had a 2nd provisional license at the time.

hopalong_ie

3500euro, Peugeot 106 1.1 litre, 21, male, 1st Provisional, 2003 took out the policy.

Gauge

€900 this year on my first provisional for a 1l micra.

Edit: 21yo female.

dudara

E900 in a 1.2 litre 1999 Punto for a 27 year old female with provisional

EDIT - Fully comp

jhegarty

Kids there days , no idea how good you have it...

€4,500 on pug 106 1.1l

snappieT

Wow, I seem to have got off easy.

19, Male, 1st Provisional, Main Driver, Fully Comp, 1.0l VW Polo
1500 euro

andrew1977

2,500 punts about 8 years ago. Nightmare it was to pay the premium

Creamy Goodness

3,200 euros on a '04 golf 1.4 comfortline 19 y/o male car parked in garage but in bray.

now it's...

1,200 euros on a '06 golf 1.4 comfortline 21 y/o male car parked in garage but in bray.

full licence for 2 years though.

might be an idea to name your insurers as well in case someone else is renewing or new drivers look at this thread.

both are with FBD.

star-pants

€898 - provisional - 1L VW Polo 01 - female 23 (now 24)
Fully comp

rain on

800 or so. 23 year old female, first provisional, 01 mazda demio which according to wikipedia is either 1.3 or 1.5L.

yayamark

in 2002 on a 96 1.4 ibiza full licence 23year old tpft

€3,300 quinn direct, they were the only ones who would touch me.

Now 02 audi a4 2.4 pet fully comp

€600 hibernian

macplaxton

In 1991 my first car was a 1980 Citroen Dyane 6 - aged 17 - Full UK licence, paid £310 TPF&T. (Car cost £75)

Corrected for inflation (£483) and converted to Euro - €696.

I've heard of 17 year olds now paying £800-1200 :eek:

daveharnett

€1600 (3rd party)
21yo male, 1st provisional, 1.6 golf

dollydrops

€1200. 1.4l seat ibiza 1st provisional.
My bf wouldn't talk to me for about two hours after getting the quote.

Cormster

about €1800 TPFT for a 1.1 litre Ford Fiesta in 2005. I was on my 3rd provisional at the time.
Unfortunately the premium has not dropped as I much as I would have liked. :rolleyes:

jenizzle

I paid just over €500 in May (I work for an insurance company, and get half price insurance. So full price is about €1100)

First provisional - fully comp

ETA car: 1.4 Seat Ibiza '96 and I'm 22

event

€2090, first provisional, was 23, 1.0l ibiza

givyjoe81

26, 1st prov, €1300 or thereabouts for fully comp, 00 punto.

j1979p

I find it amazing the range of prices!

Like the 23 year old guy who paid €3,300 tpft for a 96 1.4 ibiza having a full licence

and then the the other 26 year old guy paying €1300 for fully comp 00 punto on 1st prov license!

And then of course u have the females which are generally half price!

Even the guy who is paying €500. Although it is less than half price, even the full price of €1100 seems very low for 1st prov, fully comp for a 22 year old!


Where do they get these figures from?!

givyjoe81

j1979p wrote: »

I find it amazing the range of prices!

Like the 23 year old guy who paid €3,300 tpft for a 96 1.4 ibiza having a full licence

and then the the other 26 year old guy paying €1300 for fully comp 00 punto on 1st prov license!

And then of course u have the females which are generally half price!

Even the guy who is paying €500. Although it is less than half price, even the full price of €1100 seems very low for 1st prov, fully comp for a 22 year old!


Where do they get these figures from?!

I have to say mine seemed to be a bit of an anomaly, my punto isnt elx which made about 250euro of a difference and anything other than this model or make would have had me paying around the €1800-€2000 mark, one of the main reasons i ended up buying the car, saving quite a bit on the premium compared to the other usual ridiculous quotes.

patrickc

1200 or so on a 1.3l fiesta van in 2003 with QD, thanksfully away from them now..

-Al-

1400 1.2 99 astra tpft 1st prov- was 1800 - redid the quote online 2 days later and had dropped 400.

j1979p

-Al- wrote: »

1400 1.2 99 astra tpft 1st prov- was 1800 - redid the quote online 2 days later and had dropped 400.

That's crazy isn't it?! I bet u went ahead and bought that one straight away before it changed again eh?!

Antamojo

Holy ****, I'm ****ed!
I have to get insured on my parents 2.0L Ford Focus 02

dubambman

2420 on 1.6 passat 21 yr old male on 2nd prov

Wish i had a pair of tits

-Al-

j1979p wrote: »

That's crazy isn't it?! I bet u went ahead and bought that one straight away before it changed again eh?!

Thats the thing, was with quinn direct to you can save the quote, had my credit card a higher limit I would have paid 1800, when I did order it for 1400 I was at my brothers house so redid the quote so thank jaysus my limit wasnt high enough.

Coala

paid QD €1000 in 2006 for 1.6 ,98 on 1st provisional. This year €1400 but I had small incident so difficult to say how much exactly. But I understood from insurance guy that price is gone up itself.

Saruman

In 1998 i paid about £2,500 (fully comp). the folloing year for no reason at all it was £3,500 ???

Vikings

You should also take into account whether these prices are peoples own policies or just as a named driver on a policy in their parents name for example as many young drivers do.

My own first policy was €3200 fully comp on a 94 Nissan Sunny 1.4 petrol valued at a whopping €600 - on 1st provisional.

Now less than 2 years later my premium is about 1/3rd of what it was thanks to some NCB and a full license.

Max_Damage

'90 Nissan Micra 1L

€2,000 (back in 2004).

18 yrs. old (at the time), male.

fl4pj4ck

2000 skoda octavia 1.6 petrol

lady(23) + me(27) both on first provisional

e1600

j1979p

Well, finally got my own quote and bought it!

Got quoted around €1800 from most of the companies (e.g. Hibernian) but was quoted only €1300 from QD (all TPFT)!

Ford Fiesta 1.3L, 99D, 28 yo male.

Seems like QD are the cheapest for first time drivers alright.

Misticles

1300 on a 93 fiesta, then 1600 on a rover 200, then 1250 on a 1.4 charade---all on provisional and tpft.
now 780, fully comp on a 1.5, 03 almera with full license.

fl4pj4ck

fl4pj4ck wrote: »

2000 skoda octavia 1.6 petrol

lady(23) + me(27) both on first provisional

e1600

forgot to mention: comprehensive, QD

Eric Cartman

630 euro named driver, 4L v6 :P

eve

I don't have a car but my boyfriend paid €3500 for a 1.4l 1999 Astra in 2004. He was 21 and on his second provisional

j1979p

eve wrote: »

I don't have a car but my boyfriend paid €3500 for a 1.4l 1999 Astra in 2004. He was 21 and on his second provisional

€3500? :eek: