My Gosh...The Rabo funds do particulary well....

techguy

...if I don't say so myself..

Back in august when the S*** hit the fan I sold off my portfolio in a rush cause my dad said individual shares were better.. I bought some shares after listening to him thinking he knows better...


Since then the shares have fallen..

and the Rabo funds that I was in have done particulary well since then..I'm just after taking a look at the prices there..maybe I shouldn't have.:mad::(

What do you think is better guys shares or funds?

Time Magazine

Funds are more diversified than a small number of funds, therefore the risk falls substantially. In light of the market going belly-up, I'd personally go for the least risky option everytime.

radioactiveman

Hi techguy,
One thing you could do is go for an ETF. It's basically a fund that you buy like a share so you have the best of both worlds (usually it's a share that is composed of the biggest shares in a whole market index - like the FTSE top 100 or eurostoxx top 50).
There is a management charge that is incorporated into the share price but it is usually a lot less than fund managers like rabo (usually 0.25% per annum but could be 0.75% - but still alot better than 1.5 or 2%. This has implications over time). Irish brokers will rip you off buying them (generally) but you can go through american/european online traders that are very reliable and have low fees for buying, very often no fees for maintaining your account. lyxor, ishares, easyetf all do them (still could lose loads on them, don't get me wrong!)

Zascar

Rabo funds look excellent I'm just abut to buy in. Check out the performance of these ones:

http://www.rabodirect.ie/investments/mutual_funds/mliif_mining_fund.aspx
http://www.rabodirect.ie/investments/mutual_funds/robeco_emg_stars.aspx
http://www.rabodirect.ie/investments/mutual_funds/mliif_india.aspx

mike65

Rabo being a Euro based body has had an obvious leg-up recently. Still that does'nt detract from the value of the shares.

Mike.

sixtysix

These are statistics for Apple-from Yahoo Finance,today, which i think cover a similar period to one of the Rabo funds.
I mention it because it is always easy to pick the share/fund we should have bought!
Day's Range: 156.49 - 167.70
52wk Range: 76.77 - 192.68
Volume: 36,017,847
Avg Vol (3m): 38,191,000
Market Cap: 137.60B
P/E (ttm): 40.20
EPS (ttm): 3.93

Zascar

Yeah it's funny cause just under a year ago Cramer recommended Apple amount a few others, and I really wanted to get in, but never bothered. Could have doubled my money.

At least with a fund it is less guessing because it's a wider spread

techguy

Anybody have any experience with cramer?? Anybody subscribed to him and go to the bank on what he says??

Tiesto

how long does it take for the purchase of a fund to go through..
I attempted to buy into my first fund last Wed/Thur but its still at the awaiting authorisation (in order wording) status.

Arthurdaly

I wouldn't neccessarily say the Rabo funds are doing particularly well but moreso the markets!
You need to check their performance against the index and you will find many of them will fall short.
And those that do outperform probably won't be by much and are offset against performance fees and higher management fees!