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Can i get a mortgage without ever using a CC before?

  • 08-10-2007 11:54pm
    #1
    Registered Users, Registered Users 2 Posts: 7,065 ✭✭✭


    yes or no

    how?


Comments

  • Closed Accounts Posts: 1,027 ✭✭✭cazzy


    Whats a cc ?

    Credit Card ?


  • Registered Users, Registered Users 2 Posts: 68,317 ✭✭✭✭seamus


    Yes. You don't need a credit card to get a mortgage.


  • Moderators, Society & Culture Moderators Posts: 32,286 Mod ✭✭✭✭The_Conductor


    You don't need a credit history to get a mortgage- but you will probably pay a higher interest rate without one.

    S.


  • Registered Users, Registered Users 2 Posts: 7,065 ✭✭✭Fighting Irish


    smccarrick wrote:
    You don't need a credit history to get a mortgage- but you will probably pay a higher interest rate without one.

    S.

    Thanks


  • Registered Users, Registered Users 2 Posts: 14,378 ✭✭✭✭jimmycrackcorm


    smccarrick wrote:
    You don't need a credit history to get a mortgage- but you will probably pay a higher interest rate without one.

    S.

    Not True. You just have to show good old fashioned money management. If you have a healthy bank account with savings etc and the normal salary requirements etc then there is not problem. In fact a credit card can be a negative if it has a balance.


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