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Hypothetically speaking....

  • 27-07-2007 2:15pm
    #1
    Branoic
    Registered Users, Registered Users 2 Posts: 1,742 ✭✭✭


    What are one's options in the purely hypothetical situation where someone tries to avoid paying what is owed for damage resulting from backing into a stopped car? I believe the small claims court is not the place to go, as they only deal in "consumer" issues.


Comments

  • #2
    seamus
    Registered Users, Registered Users 2 Posts: 68,317 ✭✭✭✭seamus


    Report the accident to the Gardai, and make a claim from insurance, citing the other person's insurance details and liability. The insurance will chase the other person's insurance company for the money.


  • #3
    Sully
    Moderators, Education Moderators, Technology & Internet Moderators, Regional South East Moderators Posts: 24,056 Mod ✭✭✭✭Sully


    Would that affect the "No Claim Bonus" of both the offender and victim?


  • #4
    seamus
    Registered Users, Registered Users 2 Posts: 68,317 ✭✭✭✭seamus


    The victim's NCB would be suspended until the matter is settled. The "offender" would lose their NCB.


  • #5
    PeakOutput
    Registered Users, Registered Users 2 Posts: 7,639 ✭✭✭PeakOutput


    you can either

    ring the offenders insurance company yourself and put through a claim. they will probably not be too receptive to this but at the end of the day they will pay

    OR

    you can ring your own insurance company(assuming you have got comp cover) and get them to fix your car. they will then chase the otehr insurance company themselves for their money back. if they do not get the money back before your renewal your bonus will be affected but it will be reinstated and any extra money you paid refunded to you if/when they get their money.

    hitting a parked car is fairly straight forward the gardai wont want anything to do with it as it is a civil matter but as soon as the insurance companies get involved it should get sorted relatively quickly.

    dont be afraid to get your insurance company involved in situations like this as that is what they are there for


  • #6
    johnnyskeleton
    Moderators, Entertainment Moderators, Politics Moderators Posts: 14,550 Mod ✭✭✭✭johnnyskeleton


    PeakOutput wrote:
    hitting a parked car is fairly straight forward the gardai wont want anything to do with it as it is a civil matter but as soon as the insurance companies get involved it should get sorted relatively quickly.

    If the person refuses to give the required information under s.106 of the RTA 1961, then it is a criminal offence, albeit a very minor one where there is no injury to a person.


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  • #7
    PeakOutput
    Registered Users, Registered Users 2 Posts: 7,639 ✭✭✭PeakOutput


    johnnyskeleton wrote:
    If the person refuses to give the required information under s.106 of the RTA 1961, then it is a criminal offence, albeit a very minor one where there is no injury to a person.

    yes but it appears in this hypothetical situation that the information has been exchanged. if it hasn't then by all means go to the gardai and they will get the information for you


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