Credit Cards

Luckycharm

Have had a Ulster bank credit card for a few years now. Never had any real probs as always pay it off on time until recently.
Once just before xmas transferred money on 18th from Ulster bank a/c to clear off debt - took them 3 days to transfer money from one Ulster bank a/c to another meaning they did not get it till 21st - one day after cut off- got charged lots of interest :mad: - was not best pleased as had cleared off in total.
This month bill was around €687 could not remember exact amount paid €680 to them by 16th get bill and charged over €20 interest - when ring up not helpful - APR very high too 16.5% so now looking to change cards.

Anyone know who have the best deals at the moment?

Kali

Luckycharm wrote:

Once just before xmas transferred money on 18th from Ulster bank a/c to clear off debt - took them 3 days to transfer money from one Ulster bank a/c to another meaning they did not get it till 21st - one day after cut off- got charged lots of interest :mad: - was not best pleased as had cleared off in total.?

Its a Visa or Mastercard account, not explicitly an internal Ulster Bank account, hence the delay. Bear this in mind with any bank/cc combination.

jimmycrackcorm

An Email arrives instantaneously but an electronic transaction takes three days, Go figure!