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Advice Needed

  • 30-11-2006 06:47PM
    #1
    Closed Accounts Posts: 2


    Hi,

    I am in a alot of despair and i need advice on what to do...

    I have a g/f of 7 years and we have a 4 yo boy. We were renting but last year we decided to move into my mother so that we could save for a house.

    We have saved 20k and we need to get out of my mothers asap (for various reasons)

    My options are...

    Jump in and get a mortgage. I would get about 300k which is not gonna get me much in dublin and i dont want my son growing up in an area that i could afford right now (im living in clondalkin so im not a snob!) and im very anxious about investing in property at the moment until i see what happens with the market.

    Wait and see if the affordable housing treshold increases (it 40k at the mo in my area, i earn about 45k)

    Private rent

    Private rent but get the social to pay for it, this would mean that she would have to give up her job, something she is not keen to do.

    I am being driven to the depths of despair and would really appreciate any comments/suggestions.

    Thanks

    Alan


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