why is it that when someone crashes inta the back of you that they are at fault but t

ewlit

i recently was hit from behind by someone. i was left with many options here...
i could chose ta go through his insurance
i could get it fixed and he could pay me
he has offered to fix it...
now no matter what way it is done the car has decreased in value and it will never be the same again when it is fixed i will try and sell it but i may only get half the value for it

tk123

thats a great story - thanks

neacy69

interesting thanks for sharing
btw any point to the thread

Trampas

The reason is that you should be far enough back from the car infront to stop in time.

mikedragon32

If the damage caused has halved the value of your car it must be pretty serious (or your car is a $hitter /joke).

In such an instance I would go through insurance as if there is serious depreciation, it should be covered in your claim.

Remember, if the other guy was in the wrong, it won't affect your no-claims and you won't be out of pocket for the repairs.

Seth Brundle

ewlit wrote:

i was left with many options here...

They seem like fair options to me!

dillaneS

make them go throngh their insurance... get the car fixed by a proffessional and nobody will ever nitice the crash happened.. and you will loose no value to the car

ewlit

i wasn't movin at the time and he crashed inta the back of me....
insurance is not an option as he does not have insurance in ireland so it could take months ta come through....
the car was estimated at 2500 - 3000 ta fix it was bought for 2000
93 corolla by the way

calhob_ie

Am I missing something here or does that not make it a commercial right off.

If I was the other driver I'd inform my insurance company that I was willing to pay replacement price for the car or equal/equivalent repair costs.

In your situation if he's legally insured by an insurer outside the country then your claim should take no longer to process than any other claim. Ie get quotes from a garage/s, send them to the insurer, get authority for the work from them, get the garage to invoice the insurer, end of. The key point being legally of course. Your also allowed to include expenses in your insurance claim ie taxis backwards and forwards to work or hire car costs so its in the insurers best interests to sort it out reasonably quickly.

ewlit

lad it ain't as easy as that cause its polish insurance!!! anyways his friend has offered ta fix it and he is a mechanic i've handed over the keys and am hopin for the best..

Trampas

ewlit wrote:

lad it ain't as easy as that cause its polish insurance!!! anyways his friend has offered ta fix it and he is a mechanic i've handed over the keys and am hopin for the best..

You are letting him fix it. Thats the worse thing you can do as how do you know he will do a good job.

You should have let your insurance company sort it out.

If you have full comp they will pay for it to get it fix and they will get the money of his insurance company

L5

ewlit wrote:

his friend has offered ta fix it and he is a mechanic i've handed over the keys and am hopin for the best..

you're joking .....right?

Savman

ewlit wrote:

lad it ain't as easy as that cause its polish insurance!!! anyways his friend has offered ta fix it and he is a mechanic i've handed over the keys and am hopin for the best..

:eek::eek::eek:

LOL!

cormac_byrne

I would have insisted on one of the following

A) do it by the book, i.e. it goes through the insurance etc...

it gets repaired by someone you suggest
(i.e. not his mate)

C) he buys it off you at the pre crash replacement value
(then his mate can fix it and they sell it or whatever)

Option C is good if you'd be glad to see the back of it
B if you want to keep it and know a trustworthy repairer
otherwise A minimises your chances of getting messed around / losing value

cjt156

:eek:

Anyone want to buy a cut & shut 93 Corolla? I know a dodgy Polish guy with one, keys too, he'll send the logbook on in the post, honest...

Del2005

Bit silly giving away the keys, but 2500 to 3000 to fix a E2000 car is silly as well. Did you get any type of receipt or anything saying that they are only fixing the car? When you go to collect it what to stop them saying they never seen you before?

You should have asked for the pre crash value of the car and left it at that. Then get the car fixed up yourself on the cheap and drive it till it drops, or sell the car to a scrap yard and buy another E2000 car and drive that till it drops.

ewlit

its not as bad as it seems they work for a main dealer in town so thats where it is bein fixd like its safe nuff I KNOW WHERE THEY LIVE

Bogger77

ewlit wrote:

its not as bad as it seems they work for a main dealer in town so thats where it is bein fixd like its safe nuff I KNOW WHERE THEY LIVE

You know where they live today, and where they work today.

kippy

Hmmm.....
Another weird thread by a relatively new user on this forum....
Yesterday it was the guy caught for speeding who didnt know how fast he was going, today its the "I amnt sure where I stand with insurance, so I gave the guy my car"......

The two topics, in my opinion are attempts at trolling.....
OP, if I am incorrect I apologise.
Kippy

towger

anyways his friend has offered ta fix it

"Carlsberg don't do people to crash into .... but if we did we'd probably be the best people in the world to crash into"

Henry Ford III

Comedy post.

cast_iron

kippy wrote:

Hmmm.....
Another weird thread by a relatively new user on this forum....

Kippy

I'm glad you consider everyone here a step above those who don't usually post here.
Meanwhile, back here in the real world....

In fairness, it doesn't appear as bad as some people will mock.
The car ain't worth much, he was rear ended - not split in 2 for a cut and shut and though far from ideal dealing with foreign drivers, unless the guy is willing to flee the country for it - he should be okay for collecting on this.

My advice is ignore all these self important know it alls and don't be bothered asking any advice here again.

kippy

I'm glad you consider everyone here a step above those who don't usually post here.
Meanwhile, back here in the real world....

In fairness, it doesn't appear as bad as some people will mock.
The car ain't worth much, he was rear ended - not split in 2 for a cut and shut and though far from ideal dealing with foreign drivers, unless the guy is willing to flee the country for it - he should be okay for collecting on this.

My advice is ignore all these self important know it alls and don't be bothered asking any advice here again.

Sorry to have come across all wrong,
I amnt saying that people who have more posts are a step above others. I am pointing out that a relatively new user to the forum comes along an posts a suspicious topic-you have got to agree some of the things the OP has said are somewhat controversial and not the norm for the situation he has allegedly found himself in. I am making an observation about the post based on the evidence I see before me.
Post count, while not being much of a reflection on anything is a history of you on boards, if you have a lot of posts which make sense then go along and post something like this, I would be more likely to believe you. However it appears to me that the OP just joined to post this controversial post.
Kippy

franksm

Do you have any pics of the damage that you could upload ? Interested to see the extent of the damage

ewlit

franksm wrote:

Do you have any pics of the damage that you could upload ? Interested to see the extent of the damage

i do of course but i'm not puttin pics of my car up on the net sorry lad!!!

ewlit

its not a contrivertial story .... it actually did happen i think the point being made about the man leavin the country its not going ta happen why would 2 people want ta give up there jobs, leave the place they live and go back home to there country where they were un happy???? i think i'm safe nuff

Trampas

How will you know that your car is fixed properly??

Seth Brundle

Trampas wrote:

How will you know that your car is fixed properly??

the fella will tell him!

Gary ITR

This is way too funny ro be true.

Polish guy; 3000?? Sure i'll just get my mate to fix it

op; eh ok.... will i give you my atm card and pin number, just in case you need petrol on the way

ewlit

aren't ye all funny would you be willing ta wait 3 months ta get back on the road waitin for his insurance ta come through???

Gary ITR

ewlit wrote:

aren't ye all funny would you be willing ta wait 3 months ta get back on the road waitin for his insurance ta come through???

I'd rather wait three months than give my car to some bloke so he can do the job as cheap as possible. I just hope it's not me driving behind you when your bumper falls off

John R

ewlit wrote:

aren't ye all funny would you be willing ta wait 3 months ta get back on the road waitin for his insurance ta come through???

I suppose it was the guy who crashed into you that said it would take 3 months.

Fact is if this person lives and works here they are breaking the law by driving a out of state registered car without Irish tax or insurance.

kluivert

ewlit wrote:

i do of course but i'm not puttin pics of my car up on the net sorry lad!!!

Are you from Dundalk by any chance.

Savman

ewlit wrote:

its not a contrivertial story .... it actually did happen i think the point being made about the man leavin the country its not going ta happen why would 2 people want ta give up there jobs, leave the place they live and go back home to there country where they were un happy???? i think i'm safe nuff

Henry Ford III wrote:

Comedy post.

Absolutely.

gaillimhabu

ewlit wrote:

its not a contrivertial story .... it actually did happen i think the point being made about the man leavin the country its not going ta happen why would 2 people want ta give up there jobs, leave the place they live and go back home to there country where they were un happy???? i think i'm safe nuff

I'd suggest attending a spelling course while you are waiting for your car

Seth Brundle

ewlit wrote:

aren't ye all funny would you be willing ta wait 3 months ta get back on the road waitin for his insurance ta come through???

His policy may not even be valid here!
Anyhow, can you just clarify a number of things for me?
* He crashed into you and admitted full liability. He then offered you a number of solutions and in the end you settled on giving him the car to sort out. Is this correct?
* Why did you not go for the option of organising the repairs yourself and getting him to pay?
* Have you notified your insirance company of the incident and that he now has your car?
* Do you know for sure where this person lives?
* Who is fixing the car and are they qualified to do it?
* What mileage was on your car when you gave it to him?
* What really possessed you to give your car to a stranger?

tuxy

ewlit wrote:

i do of course but i'm not puttin pics of my car up on the net sorry lad!!!

Putting pics of your car on the net (license plate blocked out) is more risky then giving it to a stranger? wow :eek:

Yakuza

Mmm....let me see...I'm some Polish bloke, with the keys to an Irish-registered car, that officially belongs to someone else - no speeding fines for me, mum!

kluivert

I just read the full post, omg :eek:

You must be a very trustworthy person in order to give over for keys no matter what the value of the car is.

I hope that your car is repaired fully though.

ewlit

John R wrote:

breaking the law by driving a out of state registered car without Irish tax or insurance.

lad we are within the european union remember???

ewlit

kbannon wrote:

His policy may not even be valid here!
Anyhow, can you just clarify a number of things for me?
* He crashed into you and admitted full liability. He then offered you a number of solutions and in the end you settled on giving him the car to sort out. Is this correct?
* Why did you not go for the option of organising the repairs yourself and getting him to pay?
* Have you notified your insirance company of the incident and that he now has your car?
* Do you know for sure where this person lives?
* Who is fixing the car and are they qualified to do it?
* What mileage was on your car when you gave it to him?
* What really possessed you to give your car to a stranger?

yes it was all done by the book but because he dose not have the money he can buy the parts and fix it at a main dealers as he works here look it will take a week and then i will let ye all know how trustworthy the polish comunity are!!! k no more critisism

ewlit

kluivert wrote:

Are you from Dundalk by any chance.

no are you???

cast_iron

gaillimhabu wrote:

I'd suggest attending a spelling course while you are waiting for your car

How about a punctuation course for yourself? Full stops go at the end of sentences.

deman

I dunno. There have been some funny threads around today but this takes the biscuit.

You give your keys to a complete stranger who's got no insurance in Ireland so this stranger's friend can fix it for you.

Why did you not go through the insurance?

Who says you'll have to wait 3 months to back on the road while it goes through his insurance??? What the hell is your insurance for? You will not lose your bonus when your insurance company claims from his. This is standard policy. By the sounds of it, you wouldn't have much of a bonus anyway as you sound young and naive and very inexperienced when dealing with problems like this.

Take your car back asap and get it done properly.

DonJose

Was this accident reported to the guards? Did you get a receipt or anything to say you handed over the car to these guys?

Gatster

tuxy

Originally Posted by ewlit
i do of course but i'm not puttin pics of my car up on the net sorry lad!!!

Originally Posted by tuxy
Putting pics of your car on the net (license plate blocked out) is more risky then giving it to a stranger? wow

Exactly. Shocking thread.
Seriously though, what answers did you expect when you announced you've given your car, irrespective of circumstances, to a complete stranger

Gary ITR

ewlit wrote:

lad we are within the european union remember???

Yes we are but if the guys live and work here their insurance is null and void

want2play

I think this happened in Limerick, a friend told me a story just like this during the week of his Polish workmate in a silver Peugeot 306 ran into the back of a corolla.

He also said the garage the Polish guy went to wouldnt accept the corolla for repairs for some reason and now he's trying to get the corolla booked in anywhere that will take it.

Coincidence????

deman

Bump!!

I want to see how this turns out.

OP. Please keep us all posted.

stifz

ewlit wrote:

i recently was hit from behind by someone. i was left with many options here...
i could chose ta go through his insurance
i could get it fixed and he could pay me
he has offered to fix it...
now no matter what way it is done the car has decreased in value and it will never be the same again when it is fixed i will try and sell it but i may only get half the value for it

You can claim depreciation from his insurance company depending on the value of the car. I got around a grand for a 3 series that got 4.5k's worth of side panel damage. I did have to fight for it but it's worth the arguement.

ewlit

stifz wrote:

You can claim depreciation from his insurance company depending on the value of the car. I got around a grand for a 3 series that got 4.5k's worth of side panel damage. I did have to fight for it but it's worth the arguement.

how much was the car worth beforehand....