Best car for Insurance Premiums

geraghd

Which car would be best for insurance premium payments? Id be a 22 male with full licence but not experience. But Im thinking it all really goes on the engine size (so 1 litre would be best) or do insurance companies prefer certain models over others?

omb0wyn5ehpij9

I am also looking to hear people's opinions on this. Im a 22 male with no car driving experience, apart from a few lessons and i am considering buying a car in the next couple of months.

I have 4 and a half years no claims on motorbikes and a full licence but it counts for nothing unfortunately

seamus

In general, it's the size of the engine that counts. The lowest two brackets seem to be < 1000cc and 1000 - 1200cc. Be aware that you won't get away with cheaper insurance by going for an older car. It would seem that insurers actually hike premiums for cars that are well on (and therefore lacking in security features and perhaps rife with defects). Certain cars will also have a bigger "boy racer" following, and some insurance companies will load you simply for buying these cars. Honda Civic hatchback for example (Afaik).

More often than not though, the particular models that get loaded tend to be out of the lower ranges, and tend to be >1400cc with letters like "T", "D" and "i" after the name

Just pick a load of cars you like and get some quotes online for them. You'll get a feel for what is and isn't in your price range.