overspending

tom_ass19

Hi! Having big problems with overspening. I just want some help with how to save, i tried a good few times but its just not working. The fact that I got a debit card probably isnt helping. Im in college and I get €400 a month. I dont know how i spend it all I just cant keep track. I have no bills to pay, the €400 is just for myself...some help on saving would be good please. Thank you.

nesf

Are you getting dinners at home? If you're paying for food, travel etc, €400 isn't really that much. Depends on where you live though, waterford is pretty cheap to live in isn't it?

tom_ass19

no im living in apartments in carlow and going to carlow it, have to get my own food, ie lunch in college and dinner when i get home. In regards to transport, i dont go home alot, maybe once a month, like at the moment i only have bout 10ish euro to my name, thats bad huh, cant get a job here, have been tryin since i came to carlow....

RainyDay

Start a spending diary to track where the money is going. Ration yourself to 100 euro per week.

tom_ass19

cheers man, i wana save a little aswell for travel ya no.....