Car insurance renewal - good value?

Mocking Burd · 08-12-2003 1:08pm #1

Just got a my renewal quote in and they are looking for €620 for the year, fully comp. and including NCD protection. (Marsh & McClennan company scheme).

I am female, 33yrs old, 12yrs claim free driving (always on my own policy), driving a '00 1.25 Fiesta.

I think this is a bit steep myself but wondered what anyone else thought? I'm about to ring around the insurers to see who will offer me the best deal but was interested in other peoples experience.

seamus · 08-12-2003 1:19pm

You're taking the piss right?

Shop around by all means, but that premium is nothing. Buttons.

Sleipnir · 08-12-2003 1:22pm

You're lucky you're a woman!

That's a pretty good price but that's what 12 years ncb will do you for ya!

Discovering · 08-12-2003 1:43pm

I think it is a little high myself.

You are an insurance companies pefered customer.

It depends on where you live and use the car though.

If we are talking any city centre then it is very good if you are out in the sticks, I recoken you may get about 100 euro off but thats about it.

If in a major town then you might get a bit (€20-40) cheaper.

No one gets insurance in Ireland for much less than this though.

Mocking Burd · 08-12-2003 3:14pm

No one gets insurance in Ireland for much less than this though. [/B][/QUOTE]

You're right Discovering - it is actually the cheapest apart from Quinn Direct - but they don't do Windscreen Cover and the excess is €380. I've one or two more to try but I think I'll be renewing (it's a lot less hassle for me too!).

The list of insurers thread was a great help! - saved me going through the Yellow Pages.

ando · 08-12-2003 5:51pm

just to put it in perspective, last year I was paying €576 a month for third party fire & theft

mike65 · 08-12-2003 6:04pm

My sister 37 (shush!) driving a 99 Micra 1.0 with full
NCB and fully comp policy is paying about €550-600
if I recall rightly...

Mike.

Mocking Burd · 08-12-2003 11:36pm

Originally posted by ando
just to put it in perspective, last year I was paying €576 a month for third party fire & theft

So you're what?....18 and driving a Porsche 911??

Mocking Burd · 08-12-2003 11:41pm

The renewal quote was about the best until I rang Premier Direct. They quoted me €554 cos I work for BOI (it would have been €724).
Happy Christmas to me.....

Sorry Ando don't mean to rub it in.

Much...too much...

seamus · 09-12-2003 12:01am

Originally posted by Mocking Burd
So you're what?....18 and driving a Porsche 911??

Heh, lets put it in better perspective...I'm 21 and with a full licence. To get Third Party, Fire & Theft cover, on a 1.1 Fiat Punto, with a value of €2500, Quinn Direct would charge me €4000. How's that for perspective?

corracramph · 09-12-2003 4:28pm

It doesn't seem to bad but it would be worth your while trying www.brittoninsurance.com I got insured with them recently and they were the most competitive I found.

mike65 · 09-12-2003 5:44pm

Originally posted by Mocking Burd
So you're what?....18 and driving a Porsche 911??

Ando is in his early 20s and drives a 2.0 Ford Focus....nothing too crazy.

Mike.

Discovering · 10-12-2003 9:14am

except the price of his insurance

Car insurance renewal - good value?

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