Money Issue... help!

flogen

heres my situation:

I have some money that will last me until Jan. no problem (unless something major happens). It is possible that come January i will have a job that will cover my expenses. But, maybe not, therefore i may need to look for something else.
Today I came into some money which i didnt expect.
my conflict is this.
should i a) hold onto the money to keep me going just in case, or to make sure im covered no matter what? perhaps give me a little bit extra a week that what i have
or b) just splash out and buy some stuff ive wanted for a while, spend most or all of it in one go and enjoy the products.

If i chose a, then ill be better covered over the next few months, however, i may not get the chance to buy that stuff for quite some time!!!
if i chose b, i will get the stuff ive been after for ages, but if my job falls through or just doesnt work out, I may regret it next year....

I know the more careful thing to do is save, but do i really want to? i mean, if the job goes to plan next year, then my saving this money would have been pointless, but more to the point, i probably would have spent the money in little pieces anyway, so rather than getting a TV, i got 100 mars bars, 3 CDs, and afew newspapers (you get the point)

what would you do??

Flogen

Tusky

Id get some stuff now but wouldnt spend all of it

flogen

nice idea, a compromise

i was going to wait to buy something in the new year anyway (see if its price fell)

i might go half and half!

cheers

Flogen

Cake Fiend

Spend a bit now, but not much. Keep most of it somewhere where you won't spend it until you're out of the danger zone. Then when you're in a stable job again, you'll have some spare money about if you haven't spent it to get yourself something big as a reward (and bear in mind you mightn't get paid till a month after you begin the new job).

quank

Dont spend any now
wait till jan then the stuff ye wanna buy will most likely be cheaper
so its a WIN WIN situation baby!

Victor

Spend some of it on something worthwhile. Something that makes life easier and/or keeps you out of the pub / spending money.

Lump

I agree with victor on this one tbh.... buy something that will prevent you from spending money.


John

Selik

If by any chance your into videogames and in particular football games then I suggest that you purchase Pro Evolution Soccer 3 for the PS2.... It's certainly stopped me from spending any money tonight!!!

echomadman

If I was in your position i'd probably piss it all away gradually, on stupid crap and god knows what.
Buy something significant that you've wanted for a while, that way, when the cash is gone, you'll be able to point at something and go, "thats where my money went", instead of just having a monumentous hangover and lots of coins abrading your pockets

Capt'n Midnight

so rather than getting a TV, i got 100 mars bars, 3 CDs, and afew newspapers (you get the point)

So you can't stay in and watch TV ?
Then again you'd probably not be able to afford the license

Hang on to some of it for a rainy day, you could also try getting some books out at the library - cheaper than a TV (and you don't have to pay for electricity...)

Some places will pay you early if you are stuck - you could ask them maybe to pay you weekly for the first month.

KdjaCL

Why not get a job now part time xmas?

Every shop in the world looking for people.

Then have best of everything

kdjac

flogen

Why not get a job now part time xmas?

i saved up for a year so i wouldnt have to do that, last xmas was the worst ever, and alot of that was because i was working til christmas eve and then again on the 27th, i was too bolloxed to enjoy it all. now i know you may say 'aww, poor you' in a sarcastic tone, but **** that, i didnt want to, i dont have to and im not going to (im not being aggresive at you KdjaC, just anyone who tries to patronise me for not enjoying constant work).

and i did invest in some books for the time being, theres an ok 3 for 2 in easons, and dude, wheres my country is/was only €16 there too.

Flogen

Spunog UIE

i hate people who say they have money and don't know what to do with it.

ah sharing... i feel better now.

flogen

yeah, i dont mean it like that 'oh woe is me, and all my richness', that would piss me off too, just want advice on saving or spending... i know what i want to spend it on!!!

Flogen

commuterised

saving money is never pointless, it's still there for when you do decide to spend it.

elexes

id spend it on stuff you need or stuff that you will use a lot

at liest u will then know u have spent it well .

enjoy yourself . and try not to spend it all in the pub/on girls and useless crap

Hobart

Spend One Quarter on Loose Women. Spend One Third on Drink and Spend One Fifth on Drugs.

Squander the rest.