What are these areas like?

boogie man · 09-07-2003 9:16am #1

Hi, I'm currently looking to buy my first house, dose anyone know what any of these areas are like:

Dromcarra Avenue, Tallaght
Ard Mor Close, Tallaght
Cherrywood Drive, Clondalkin

I'm 30 and moving in with my partner, we've no kids and we don't really want to live in too rough an area. Not knowing what any of the above areas are like could someone offer some advice.

Thanks,
Boog.

D-! · 09-07-2003 9:30am

cherrywood is a lovely estate even at night time

dont know about the other places

boogie man · 09-07-2003 9:41am

Good news! I didn't really expect that

Thanks.

Boog.

thegills · 09-07-2003 3:38pm

boogie man,

What are the prices?

I can vouch for Cherrywood, nice quiet place on the whole, not far from the community center which is about to be seriously developed into fancy swimmimg pool etc.

Dromcarra Avenue, without offending anybody from Jobstown it's not the nicest place in the world.

Don't know Ard Mor.

Emboss · 09-07-2003 3:50pm

Cherrywood is the only one you could really consider,

but calling them dirty little knackers I hope they catch you with one of them stones,

Victor · 09-07-2003 6:10pm

Originally posted by Emboss
but calling them dirty little knackers I hope they catch you with one of them stones,

Indeed, please remove the reference.

boogie man · 10-07-2003 8:17am

Edited. Sorry, I didn't really mean any offence by the term. I just know some places can be a bit rough and I don't really want to live there if I have a choice.
thegills, The place in Cherrywood I'm looking at is 215 000 euros, Dromcarra - 170 000 and Ard Mor - 200 000.

Boog.

bikini widow · 10-07-2003 11:09am

Would you qualify for the government's affordable housing scheme?

http://www.dublincity.ie/services/affhousbook.pdf

boogie man · 10-07-2003 1:00pm

Thanks for that. Sounds kind of complicated, gonna get some more info on it. Has anyone else done it or have any advice on it?

Boog.

Victor · 10-07-2003 1:36pm

Originally posted by boogie man
Has anyone else done it or have any advice on it?

If you are married and/or have children, there is considerable upside, even if the property market drops, because you typically purchase the property for the price of the construction only (typically only applies to new construction) and the site is essentially free. You will really only be allowed buy according to your housing needs, as opposed to wants.

Most of these developments will be a mix of investors and owner occupiers who bought on their own and others who bought through shared ownership will account for perhaps 20% mixed through the development to avoid ghettoising people. That said you are likely to find shared ownership residents to be ordinary people, not people in crisis (substance abusers, broken families, etc.) from the council waiting list.

boogie man · 10-07-2003 2:07pm

So, I'm not married, have no kids and I want a 3 bedroom house. This won't go down to well with the authorities too well?

Boog.

Victor · 10-07-2003 2:44pm

Originally posted by boogie man
So, I'm not married, have no kids and I want a 3 bedroom house. This won't go down to well with the authorities too well?

Not really

bikini widow · 10-07-2003 3:06pm

how about outside dublin then? (cheaper)

boogie man · 11-07-2003 8:18am

Yeah, I was looking at some places in celbridge, kildare. They seem a bit more reasonable than dublin prices (but not much). I don't really want to move any further than that because of work, friends and family.

Boog.

bikini widow · 11-07-2003 8:44am

(I'm sure your probably already aware)

But what you also need to consider is the hidden costs - In addition to finding a deposit of between 10% -25% you will also need to factor in paying out the following fees:

•Stamp duty (varies between 3% and 9% depending on the market value of the property)

•Valuation (min. €127)

•Structural report (approx. €500 + VAT)

•Solicitor's fees (0.5% - 1%)

•I’m sure there is a lot more. (everybody wants a cut)

And that's before you get involved with builders, painters & decorators, furniture providers etc.

Mercury_Tilt · 11-07-2003 8:47am

This post has been deleted.

bikini widow · 11-07-2003 8:57am

I was going to ask you a question till I did see your sig..........

Who me... don't be shy...

Mercury_Tilt · 11-07-2003 8:59am

This post has been deleted.

bikini widow · 11-07-2003 9:15am

I think Ill be shy on this one. It only concerned your height anyway.

Whats this got to do with
a) Classifieds?
b) Accomodation?
c) What are these areas like?

If you have nothing appropriate to add...

Victor · 12-07-2003 8:47pm

Behave!

jesus_thats_gre · 13-07-2003 4:01pm

Would you not consider somewhere north of the city? That new motorway from Dundalk to the M50 means you can get to the Airport in 40 mins (legally) and to Blanch or the city centre in less than an hour (just) outside of rush hour.

From Drogheda its even less, dont like that place though. Its a hole and its built in a hole, dont mean to offend anyone though.

A friend of mine just bought a brand new 3 bedroom house in private estate from 109,000. Lovely house!!! Another bought a 4 bedroom mansion in a lovely estate for 180,000. Both in Dundalk.

Mind you, most Dublin people will dismiss as a crazy country person!

boogie man · 14-07-2003 8:17am

Sounds good in theory! But we need to be on the dublin bus route. My partner dosn't drive and will more than lightly will end up working in the city centre. Also, we would feel completly out of the loop with our friends. There is no way they'd come out and see us if they had to get an intercity bus or train! So I'm afraid I am limited to the dublin bus route area.
Thanks for the advice though;)

Boog.

jesus_thats_gre · 14-07-2003 4:27pm

Neh worries, I thought ya might have appreciated being able to get a bigger house in a nice area and save 40k or so

I see your point there, hence my prob moving to dublin to get a feckin job

thegills · 14-07-2003 4:32pm

There are at least 4 new apartment complexes being built in Clondalkin ATM, all in decent areas. That's if you are not hell-bent on a 3-bed semi-D. No stamp duty either and good resale value.

boogie man · 15-07-2003 8:16am

Originally posted by thegills
There are at least 4 new apartment complexes being built in Clondalkin ATM, all in decent areas. That's if you are not hell-bent on a 3-bed semi-D. No stamp duty either and good resale value.

Thanks for the thought but funnily enough I am hell-bent on a 3 bed semi-D. Well, preferably I'd like a detached but that ain't gonna happen! I've lived in flats with my partner for the last 6/7 years and the idea of moving into one permenantly sucks. We need some space. Plus we will have many dogs

Boog.

bikini widow · 15-07-2003 10:03am

how about buy to invest?
put simply

- buy an affordable apartment for a year.
- rent it out hopefully for more than the mortgage.
- then for that year either go travelling or rent out your own (cheap) place.
- hopefully in a years time you can sell it and move up the property ladder. 3 bed semi etc.

The two most important things to consider is getting a place as soon as possible - housing in dublin will keep on increasing, especially when peoples SSIA matures,
the second is location; if buying to rent then try tobuy in a neighbourhood that is on the "up". Doesn't have to be perfect at moment - a place where the goverment is about to reburbish, stupid lucas etc.

boogie man · 15-07-2003 11:12am

That's a damn fine idea! We do want to go travelling - so if we did this and went away for a year we would have someone else pay a year off our mortgage & hopefully give us some pocket-money while we are away. Then come back and live in it for awhile until get new jobs sorted then start looking for a house.
Does this sound feasible? What do I need to know about renting it out - should I use a agency? what's the story with selling it and transfering the mortgage? am I asking too many questions?

I like this idea alot. We were going to do it with the house, but it's so expensive!

Boog.

Epitaph · 15-07-2003 11:27am

If ye're gonna be galivanting round the world, I think getting an agency to rent and manage the place would save a lot of heartache for all involved!!

boogie man · 15-07-2003 11:31am

Your right, I wouldn't wish the role of landlord on any of my friends or family.:)

Boog.

bikini widow · 15-07-2003 11:57am

Does this sound feasible?

yes but there is a good few pros and cons and some extra costs involved. Do you know anybody qualified with whom you can seek friendly (cheap) advice.

What do I need to know about renting it out - should I use a agency?

Definetly, make sure its a reliable known one, even if it costs you a little bit more it will be worth it than some crappy agency where your property is left vacant for three months as they are to lazy to do anything about it. Also don't charge the absolute limit for rent, charge a fair amount and you will have a better chance of having your property rented for all twelve months - rather that say charging 200euro more and your property lying vacant for two out of the twelve months. (ask yourself what would you pay)

Also beware of service fees charged by apartment blocks these can sometimes be extortionate

what's the story with selling it and transfering the mortgage?

should be straight forwardish.

boogie man · 15-07-2003 12:31pm

Yeah, I know someone who I can talk to, good idea. I would definatley go with an reputable agency. Thanks for the advice

Is there any good sites for looking at apartments (apart from myhome.ie, they don't seem to have much at the momment)?

Boog.

bikini widow · 15-07-2003 1:04pm

Is there any good sites for looking at apartments (apart from myhome.ie, they don't seem to have much at the momment)?

http://www.iavi.ie/

or if you have the time go to goldenpages.ie and do a search under estate agents and have a look at their own personal websites.

"Sometimes" some of the smaller agents don't go through myhome.ie or iavi.ie

GillyS · 15-07-2003 1:16pm

Boogie Man,

Don't want to rain on your parade but I think you will find it very hard to find an apartment anywhere in Dublin that the rent will cover your mortgage payments while you are abroad. I don't know how much of a deposit you'd have but assuming a 92% mortage I'd say it would be nigh on impossible to have the rent cover the mortgage... Also rents are falling in dublin at the moment (up to 25% in some areas) so I'd be *extremely* careful about entering into it as an investment, you could get your fingers burned...

Gilly

boogie man · 15-07-2003 3:06pm

Thanks Bikini

GillyS, don't you worry, I'm gonna be super cautious about anything I deside to do. Thanks for the advice

Boog.

Victor · 15-07-2003 7:27pm

Originally posted by bikini widow
- buy an affordable apartment for a year

If you mean under and affordable housing scheme, this may be meaningless as the council would claw back ab out 90% of the gain and stamp duty on the new property would be 9% .... not leaving very much profit.

Originally posted by bikini widow
- rent it out hopefully for more than the mortgage.

Possible, but no guarantees.

Originally posted by bikini widow
The two most important things to consider is getting a place as soon as possible - housing in dublin will keep on increasing

No guarantees.

Originally posted by bikini widow
especially when peoples SSIA matures

Not until 2006-2007. Perhaps lenders will give a year's grace to people.

bikini widow · 15-07-2003 7:56pm

Possible, but no guarantees.

Victor I'm not giving guarantees, just advice from my own experiences - i'm advising BM to seek proper advice from an expert.

Do you know anybody qualified with whom you can seek friendly (cheap) advice.

Also as to the housing prices in dublin of course nobody can guarantee that, but what I will ask is when was the last time you recall that housing prices in Dublin dropped?

As for renting it out more than the mortgage; thats were getting proper advice from an expert and choosing the right property management company come into play.
I'm also aware when the SSIA matures (i put money into every month).

As for the affordable housing scheme BM admitted that he probably didn't qualify, so what I am advising is how I would go about getting my first step on the property ladder.

GillyS · 15-07-2003 8:16pm

Bikini,

Also as to the housing prices in dublin of course nobody can guarantee that, but what I will ask is when was the last time you recall that housing prices in Dublin dropped?

Prices dropped in 2001 and only stopped dropping because of the reintroduction of mortgage interest relief - not that long ago...

Gilly

TeenStar · 20-07-2003 8:08pm

i'm looking for somewhere to rent at the moment and i always go to

www.daft.ie

they get new ones everyday but i'm not sure about the house sales though.

Also I found a lot of those sites are linked so you keep getting the same ads cos they're run by the same people

What are these areas like?

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