builder007 Registered User
#1

Is it possible and what penalty charge would apply if I do this?

builder007 Registered User
#2

builder007 said:
Is it possible and what penalty charge would apply if I do this?


I can't wait 7 days money is needed urgently!

AskAIB: Anne Verified representative
#3

builder007 said:
Is it possible and what penalty charge would apply if I do this?

Hi builder007,

The 7 days notice must be served on this account before you can withdraw the funds. This is stated in the terms and conditions on the account here https://aib.ie/content/dam/aib/personal/docs/our-products/savings-and-deposits/online-notice-deposit-accounts/new-terms-and-conditions-for-online-notice.pdf on page 5. 

Thanks,
Anne

1 person has thanked this post
builder007 Registered User
#4

Is it possible to pay penalty charge or and withdraw immediately? Are there any other options?

AskAIB: Anne Verified representative
#5

builder007 said:
Is it possible to pay penalty charge or and withdraw immediately? Are there any other options?

Hi builder007,

In the link I have given above, it states that there are no exceptions to this condition.

Thanks, 
Anne

RedXIV Registered User
#6

builder007 said:
Is it possible to pay penalty charge or and withdraw immediately? Are there any other options?


You could apply for a loan for 10k and start the withdrawal process as well? If you get your money out within a week and pay it off the loan, interest on the loan would be negligible I imagine?

2 people have thanked this post
billybonkers Registered User
#7

Get an emergency overdraft for the amount and then pay it off in 7 days with your savings 

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builder007 Registered User
#8

Can I get an instant 10k loan and repay in 7 days?

AskAIB: Anne Verified representative
#9

builder007 said:
Can I get an instant 10k loan and repay in 7 days?

Hi builder007,

You can contact our Sales Team on 1890 724 724 to discuss your options for applying for a personal loan. The team are available from 8am-9pm monday to Friday and 9am-6pm on Saturday.

Thanks,
Anne

1 person has thanked this post
mickdw Registered User
#10

Builder. See if your bank will arrange an overdraft or short term finance until money can be released?

builder007 Registered User
#11

Can I get official AIB to comment on this? Can I get an emergency overdraft for 7 days and in the same time start the process on the notice deposit account. Overdraft balance would be closed in 7 days from now?

PieOhMy Registered User
#12

Call the number they provided, the team that monitor boards may be gone home for the weekend but that number is still open

1 person has thanked this post
AskAIB: Wayne Verified representative
#13

Hi builder007,

If you call the Sales Team on 1890 724 724 they will be happy to discuss the options available to you. The Sales Team are available until 9pm this evening and from 9am-6pm tomorrow.

Many thanks,

Wayne

1 person has thanked this post
builder007 Registered User
#14

AskAIB: Wayne said:
Hi builder007,

If you call the Sales Team on 1890 724 724 they will be happy to discuss the options available to you. The Sales Team are available until 9pm this evening and from 9am-6pm tomorrow.

Many thanks,

Wayne

I tried they are not answering... will call again.

builder007 Registered User
#15

can I get this done online?

how long does it take to get approved for 10k

hours/days?

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