gonna give AIB the shove after they've introduced their fees. I don't need their account as I have an UB one that I can't close (condition of mortgage) so as I'm not in Ireland I wouldn't have enough going through the AIB a/c to qualify for free banking, shame as I always liked the AIB online interface much more that UB.
I want now to close my AIB a/c but before I do I want to know, can I still access my AIB credit card account through online banking? I need to be able to keep a check on it and view statements from time to time and this requires a card reader + debit card according to AIB's website.
I won't have a valid AIB debit card once I close my account. It doesn't state that an AIB Visa card will work with the card reader (and I had to select a debit card to activate with the card reader, even though my Credit card does generate a code when I hit "identify") so i don't really know what to do. Ulster Bank clearly state that they will provide a special card for the reader if you have no debit card with them (I actually have one, for some reason). Does anyone know if AIB also have this, but perhaps aren't advertising it?
i know when ulster bank introduced the card reader they were providing dummy cards which were just for use with the card reader for online banking. im not sure if aib do this but might be worth calling to see?
also might be worth asking if an expired card will work?
I've read the AIB blurb in relation to this. They clearly answer your question on their website and also in your messages section in online banking.
I couldn't find anything in the card reader FAQ so logged into online banking and went looking at the messages and found:
I will have to call them. It's not clear what happens if you actually close an existing current account, having activated your card reader.
I would've thought that excerpt was crystal clear.
I had a current a/c, closed it, and had to hand back my debit card. I now use a code card for all the functions the reader is supposed to be for.