#1

Hi everyone

I am due to finish a jobbridge internship in 2 months. After that I think I have 2 months on JSB and then will have to apply for JSA - in the event of not securing employment.

I don't have any great savings and I have gone interest-only on my mortgage (which comes to a total of €700/month). My current tenant is moving overseas at the end of April so I will have to try and get someone in, although that may prove difficult for a while.

Can anyone tell me if I would qualify for MIS? And also the procedure I need to follow to be means tested for JSA.

Many thanks.

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marlie2005 Registered User
#3

As far as i know Mortgage Interest Supplement is only paid to your private resisdence. You won't get it if you are renting your house out. Are you just renting a room or the whole house ?

#4

marlie2005 said:
As far as i know Mortgage Interest Supplement is only paid to your private resisdence. You won't get it if you are renting your house out. Are you just renting a room or the whole house ?


Hi Marlie and thanks for your reply

I am renting a room in my house, but the tenant is moving out at the end of the month. If I don't get anyone in asap I cannot afford the interest-only part of my mortgage.

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Stheno Contrary voice
#5

You should be covered for MIS, thought the rent from your tenant may be considered.

#6

Stheno said:
You should be covered for MIS, thought the rent from your tenant may be considered.


Thanks

Do you know how they work the rate out? I won't have a tenant after the end of April and it will probably take me a while to get one.

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#7

Hi all, I am meeting with a guy in my local social welfare office tomorrow about getting MIS. I explained my circumstances to him and he said I should have no problem qualifying.

Can anyone give me an idea of how much I can expect to receive if my interest per month on my mortgage is €700.

I was told I have to take forms to my bank and get them to fill out.

How is payment then received?

Thanks in advance.

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