does anyone know if ge money car finance are still open for business in ireland??
iirc i believe they have stopped car financing
better off without them, they are so useless
no the only car related business they're involved in now is car reposession ! Very very hard to get finance now a days with out a personal letter of recommendation from the pope and even then they have to consider it very closely
Was speaking to a friend of mine in the trade and he told me the only people he has seen approved recently were public servants and at that the bank wanted 25% up front!
Yep! they got out of the business over a year ago, in fact i think they even gave up on car repossessions!
I'm actually amazed at all the positive news on new car sales, is it just spin and BS because all i am hearing from many friends is refusal after refusal.
I'm private sector and only make around 20,000 a year and I had no problem getting car finance
couldnt agree more......for the laugh I went to AIB looking for a 25k car loan just to see the lie of the land. I have a good job and my account is in good shape.........I was escorted out of the bank without my feet touching the ground. Fellas , banks have closed shop.....period.
yes they are,I financed my new car with them 2 weeks ago, they only asked for €1000 deposit and the rate was slightly lower than my own bank
Just curious,which bank and why are they asking for such a desposit, gone were the times you could go to a main dealer, choose the finance?
I know of three people personally, all in good jobs and i assume good credit records, Bank of Ireland, PTSB and AIB refused, instead two went to their credit union (actually wiser as they are personal loans rather than silly hire purchase/lease deals) and the third got limited finance through Ulster, he had to put up 1/3 and a trade in. Hardly worth the hastle.
More likely to get a personal loan from credit union or bank rather than HP agreement due to more people using half-rule?
anyone by any chance have a contact number for them. ive had a car loan with them the past 3 years, moved house and now there site has been taken offline.
anyone with a loan who can get there number off a statement
also i think theyve one of the best rates for a loan
financial advisor at the time said they had better rates than any credit union or bank. cant bad mouth them at all apart from there little vanishing act
Yes i heard a lot of people using this Half Rule clause, i assume lots of people are handing cars back?
i got a 14k loan from Ge back in 2006 still paying the f&&k off. which was meant to be a 5 year loan would wont be up till March 2012 taking 230 out of my bank every month, before they tried taking 415 a month saying that after so many months that it goes up. I had War with them, worked it out i'll be paying back Nearly 20k
the biggest Rip off Company i ever faced. but PTSB would never hand out loans not matter in the Tiger or not.
knew a person that had some bit of money in his Account. and with out taking it out to buy a car they went for a loan from the TSB, they said no. so he moved right away to Ulster bank.
I'm also with TSB but is moving to Ulster Bank.