the bigsliothar Registered User
#1

does anyone know if ge money car finance are still open for business in ireland??

robtri Registered User
#2

iirc i believe they have stopped car financing

Yawns Registered User
#3

better off without them, they are so useless

darragh o meara Registered User
#4

no the only car related business they're involved in now is car reposession ! Very very hard to get finance now a days with out a personal letter of recommendation from the pope and even then they have to consider it very closely

Was speaking to a friend of mine in the trade and he told me the only people he has seen approved recently were public servants and at that the bank wanted 25% up front!

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Dempo1 Registered User
#5

Yep! they got out of the business over a year ago, in fact i think they even gave up on car repossessions!

I'm actually amazed at all the positive news on new car sales, is it just spin and BS because all i am hearing from many friends is refusal after refusal.

Gitb1 Registered User
#6

Darragh O Meara said:
no the only car related business they're involved in now is car reposession ! Very very hard to get finance now a days with out a personal letter of recommendation from the pope and even then they have to consider it very closely

Was speaking to a friend of mine in the trade and he told me the only people he has seen approved recently were public servants and at that the bank wanted 25% up front!


I'm private sector and only make around 20,000 a year and I had no problem getting car finance

#7

Darragh O Meara said:
no the only car related business they're involved in now is car reposession ! Very very hard to get finance now a days with out a personal letter of recommendation from the pope and even then they have to consider it very closely

Was speaking to a friend of mine in the trade and he told me the only people he has seen approved recently were public servants and at that the bank wanted 25% up front!


couldnt agree more......for the laugh I went to AIB looking for a 25k car loan just to see the lie of the land. I have a good job and my account is in good shape.........I was escorted out of the bank without my feet touching the ground. Fellas , banks have closed shop.....period.

#8

the bigsliothar said:
does anyone know if ge money car finance are still open for business in ireland??


yes they are,I financed my new car with them 2 weeks ago, they only asked for €1000 deposit and the rate was slightly lower than my own bank

Dempo1 Registered User
#9

Absurdum said:
yes they are,I financed my new car with them 2 weeks ago, they only asked for €1000 deposit and the rate was slightly lower than my own bank


Just curious,which bank and why are they asking for such a desposit, gone were the times you could go to a main dealer, choose the finance?

I know of three people personally, all in good jobs and i assume good credit records, Bank of Ireland, PTSB and AIB refused, instead two went to their credit union (actually wiser as they are personal loans rather than silly hire purchase/lease deals) and the third got limited finance through Ulster, he had to put up 1/3 and a trade in. Hardly worth the hastle.

Yawns Registered User
#10

More likely to get a personal loan from credit union or bank rather than HP agreement due to more people using half-rule?

chrism2007 Registered User
#11

anyone by any chance have a contact number for them. ive had a car loan with them the past 3 years, moved house and now there site has been taken offline.

anyone with a loan who can get there number off a statement

also i think theyve one of the best rates for a loan

financial advisor at the time said they had better rates than any credit union or bank. cant bad mouth them at all apart from there little vanishing act

#12

chrism2007 said:
anyone by any chance have a contact number for them. ive had a car loan with them the past 3 years, moved house and now there site has been taken offline.

anyone with a loan who can get there number off a statement

also i think theyve one of the best rates for a loan

financial advisor at the time said they had better rates than any credit union or bank. cant bad mouth them at all apart from there little vanishing act


1890 521000

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Dempo1 Registered User
#13

Yawns said:
More likely to get a personal loan from credit union or bank rather than HP agreement due to more people using half-rule?


Yes i heard a lot of people using this Half Rule clause, i assume lots of people are handing cars back?

chrism2007 Registered User
#14

Absurdum said:
1890 521000


great stuff

#15

i got a 14k loan from Ge back in 2006 still paying the f&&k off. which was meant to be a 5 year loan would wont be up till March 2012 taking 230 out of my bank every month, before they tried taking 415 a month saying that after so many months that it goes up. I had War with them, worked it out i'll be paying back Nearly 20k

the biggest Rip off Company i ever faced. but PTSB would never hand out loans not matter in the Tiger or not.

knew a person that had some bit of money in his Account. and with out taking it out to buy a car they went for a loan from the TSB, they said no. so he moved right away to Ulster bank.

I'm also with TSB but is moving to Ulster Bank.

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