[leon76]

I've been asked to provide Evidence of adequate health insurance (private health insurance or reciprocal health ) on my 457 Visa application.

I have just switched to VHI Global €1200 per year which covers me. My wifes need to have the same but Quinn don't have a global policy.

I could put her on my policy at an additional cost of €1200.

Does anyone have any other suggestions or advice.

Many thanks

Leon.

[karl bracken]

You do not need private health cover for either of ye, you are covered to the level required for the 457 by the reciprocal health care agreement between Oz and Ireland.
This question has been asked a lot, myself and many people on this forum have had their visa passed on the grounds of the reciprocal health care agreement.
Depending on occupation you may have to provide a chest x-ray but thats it and if you have one in the last 12 months that is still valid

[leon76]

Originally Posted by karl bracken

You do not need private health cover for either of ye, you are covered to the level required for the 457 by the reciprocal health care agreement between Oz and Ireland.
This question has been asked a lot, myself and many people on this forum have had their visa passed on the grounds of the reciprocal health care agreement.
Depending on occupation you may have to provide a chest x-ray but thats it and if you have one in the last 12 months that is still valid

just filling out the form [B]section 38 primary person : Do you hold health insurance for your selve and your accompanying family members? No - you will need to hold health insurance before your application can be granted.

yes - Attach evidence of health insurance . This may include a copy of helath insurance policy or letter from employer.

If I attached both our current policies this should ok right?

[karl bracken]

As i already said you DO NOT need it so attach what you like for that question.

I understand filling out these forms is stressful but trust me on this, its what i and many posters on here did you are covered.

Just write for the question covered by the reciprocal agreement or spend the money on more insurance and find out later you wasted it, my mate is a registered migration agent who is a lot cheaper than the big firms PM me if you would feel better talking to him and he will do the forms for you

[No6]

I am in for a 457 for a local uathority job and the girl that is dealing with it for let me know that I am covered by the recprocial agreement. We have quinn insurance here but thats not necesscary for the visa.

[leon76]

Thats fine. My employer in Australia has a dedicated office for visa applications so I'm going to enter what you said re: the agreement . Many thanks for this information. You've saved me a lot of money.

Regards

[No6]

You'll probably want to get health insurance over there anyways, i know we will.

[mandrake04]

My advice is go for a doctors checkup and then the dentist and get your teeth checked & done before you go, if you don't have Medical Insurance then you will pay big money for dental work.

[No6]

What about Medical insurance is it expensive over there!!

[mandrake04]

It's more expensive if you are not entitled to Medicare

[No6]

As far as I can figure out we are covered under the recprocial agreement for basic Medical public health cover, its not medicare but similar?

[Mellor]

It will cover emergency treatment. Basically, A&E visits, but not elective surgery, or medical treatment. Not that similar to medicare.

My GF is entitled to medicare, so she is also covered for GP visits, eye tests etc on top of emergency visits.

[No6]

what about just general visits to the doctor, I am bringing a child who gets sick from time to time!!!

[kdevitt]

Originally Posted by No6

what about just general visits to the doctor, I am bringing a child who gets sick from time to time!!!

You'll end up forking out cash for it. Its $55 for a childs visit at our doctors, and $75 for an adult, and $100 for a long visit.

As an example of how costs can rack up - my wife brought my son for a quick checkup a while back - all was fine, tooks 5 mins, so $55. The doctor said my wife looked a bit pale (she was shattered tired as the baby didn't sleep well at that stage) and she should probably have a blood check. Asked her to wait outside and she'd get a nurse to do the test. She ended up waiting an hour for the test, and the doctor said she had to be charged for a long visit - so $155 now incurred. Goes to pay at the counter and the blood tests were over $900. She rang me in tears asking to use my credit card - over $1k spent on one visit, baby was fine, wife was fine.

[mandrake04]

Originally Posted by No6

what about just general visits to the doctor, I am bringing a child who gets sick from time to time!!!

You have to cough up full cost for that, Medicare bulkbilled would cover that but on the reciprocal you are going to have to pay that yourself.