Originally Posted by carlope
ive mine since 6th december 2010, as far as i kno, i could of got my full after 6 months after i passed my provisional
That 6 month thing simply means that the earliest you can sit your test is 6 months after the date of issue of your learner permit, you still have to apply for, and pass, your actual driving test.
The difference between getting insured first time as a learner permit holder and a full licence holder isn't going to be huge (generally). Some people say that their quotes at renewal go down quite a bit after they pass the test (some people even get some money back on their remaining policy life), and some people (myself included) noticed that it only resulted in a fairly small decrease at renewal time.
What's more important than full licence vs. learner permit is your age and gender in determining insurance premium.